Life Insurance Approvals with Pre-Existing Medical Conditions
Here at IBUSA, our clients will often ask us…
“What makes us so different and unique?”
To which we always answer, we’re UNIQUE because of our commitment to helping EVERYONE.
Even those who can’t seem to find coverage elsewhere!
A simple statement that we back up by:
First… Helping all of our clients understand what it is that may prevent them from being able to qualify for the insurance that they’re looking for, whether that is a disease, medication, hobby, career, etc.
Second… Helping these same clients determine which life insurance company is more likely going to provide them with the best opportunity for success.
We’ll then reach out to many of the top life insurance companies before actually applying for coverage. This way we can get their “initial impression” on whether or not they would be willing to approve your application.
By taking this extra step in the beginning, we’ll usually eliminate any potential life insurance companies not willing to insure you, thereby allowing us to focus all of our attention on those companies who potentially will!
This approach may seem rather simple, one would be amazed by how many life insurance brokerages that are out there (Particularly the ones who operate as a nationwide call center) that fail to implement these easy and basic steps to help their clients succeed.
Now since the first step in our process is to help folks identify what medical conditions may prevent them from being able to qualify for the life insurance policy that they’re looking for, we decided what better way to help our clients than to provide a breakdown of some of the most common pre-existing medical conditions that we often encounter.
the following article help shed light on what it may take for you to qualify for the coverage that you’re looking for, as well as convince you that it’s time to give us a call!