≡ Menu

simplified issue life insurance companies

In this article we wanted to take a moment and list the companies that we feel are currently offering some of the Best No Medical Exam Life Insurance Policies in the industry today. But unlike… Many of the other “Top 10 Best No Medical Exam Life Insurance” articles you’re going to see out there, we […] Read more

Top 10 Best Final Expense Life Insurance Companies (2020 Update). Here at IBUSA, we understand that not everyone is looking to purchase a million-dollar life insurance policy.  After all not everyone is worried about paying off a mortgage, putting a child through college or replacing any lost income for a spouse in the event that […] Read more

Qualifying for Life Insurance while on Disability. One of the benefits we here at IBUSA have found when working with individuals who are currently receiving some type of disability benefit is that we no longer have to stress how one’s good health is a “gift” and how that “gift” can disappear at any moment. Instead… […] Read more

Life Insurance with Muscular Dystrophy. Despite what most of the TV and radio commercials are going to tell you, sometimes being able to qualify for a traditional term or whole life insurance policy can sometime be quite “tricky”.  This is especially true if you have been diagnosed with a serious pre-existing medical condition like Muscular […] Read more

Life Insurance with Emphysema. Emphysema is one of those “types” of pre-existing medical conditions where it seems like folks are either being told that it’s not going to be an issue at all by some life insurance agents or they’re told that there’s no way that their going to be able to  qualify for a […] Read more

Life Insurance with an Ulcer. As a general rule of thumb, whenever we have an individual give us a call requesting a quote for life insurance who has also been diagnosed with a pre-existing medical condition like an ulcer, we’re usually not going to get all that worried about whether or not they’re going to […] Read more

Basal and Squamous Cell Skin Cancer. If you’re currently in the process of “shopping” for a life insurance policy and you’re wondering if you’re previous diagnosis of skin cancer or more specifically Basal Cell Carcinoma and/or Squamous Cell Carcinoma is going to potentially “affect” the outcome of this process, you’re definitely going to want to […] Read more

Life Insurance with a Transient Ischemic Attack (TIA). Like most pre-existing medical conditions, once a life insurance company learns that you’ve suffered from a transient ischemic attack or “mini stroke”, things can begin to get a bit complicated.  Especially if you’re applying for a traditional term or whole life insurance policy vs a guaranteed life […] Read more

Migraine Headaches and Life Insurance. If you’ve ever been the unfortunate victim of a true Migraine headache you’ll understand first hand that this term “migraine” if often misused by a lot of folks to simply describe a normal garden variety headache which can usually be alleviated with a few over the counter medications. This “misuse” […] Read more

Ulcerative Colitis and Life Insurance. Ulcerative colitis is one of those pre-existing medical conditions that many people will often underestimate its potential to significantly affect the outcome of one’s life insurance application.  This is particularly true if their Ulcerative Colitis is considered a “mild one” that hasn’t developed into a debilitating medical condition. This is […] Read more