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Our Story

InsuranceBrokersUSA is a nationwide Life Insurance Brokerage specifically created to help “high risk” applicants find and qualify for traditional term and whole life insurance.  

As an independent life insurance brokerage that works with dozens of the top-rated insurance companies in the industry, we focus on helping our clients find the “best” life insurance policy that they can qualify for.

We put the word “best” in quotations because there is no one best company or policy out there. Rather, there are around 15-20 top life insurance companies that cater to people with different health conditions and lifestyles.

So, whether that be a traditional term or whole life insurance policy, a no medical exam life insurance policy, or a guaranteed issue final expense policy, our clients will be presented with a wide variety of options depending on what may be available to them.

This focus on the “Impaired Risk” life insurance market has also allowed us to become experts at helping individuals who have been diagnosed with a wide variety of pre-existing medical conditions, including: Diabetes (type 1 and 2), Heart disease, Cancer, Depression, Anxiety, Sleep Apnea, Etc…

We understand how difficult and frustrating it can be to told that you can’t qualify for the coverage you’re looking for.  

This is why we created IBUSA, and it’s why our mission here is to make sure that we explore all possible options that may be available to you before we come to this conclusion.

So, if you’re ready to speak with a true life insurance professional that isn’t afraid to take on a “challenge,” give us a call and let us show you what we can do for you!