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Our Story

InsuranceBrokersUSA is a nationwide Life Insurance Brokerage specifically created to help “high-risk” applicants find and qualify for traditional term and whole life insurance.  

As an independent life insurance brokerage that works with dozens of the top-rated insurance companies in the industry, we focus on helping our clients find the “best” life insurance policy they can qualify for.

We put the word “best” in quotations because there is no one best company or policy. Instead, there are around 15-20 top life insurance companies that cater to people with different health conditions and lifestyles.

So, whether that be a traditional term or whole life insurance policy, a no medical exam life insurance policy, or a guaranteed issue final expense policy, our clients will be presented with a wide variety of options depending on what may be available to them.

This focus on the “Impaired Risk” life insurance market has also allowed us to become experts at helping individuals who have been diagnosed with a wide variety of pre-existing medical conditions, including Diabetes (type 1 and 2), Heart disease, Cancer, Depression, Anxiety, Sleep Apnea, Etc…

We understand how frustrating being told you can’t qualify for the coverage you’re looking for can be frustrating.  

This is why we created IBUSA, and our mission here is to ensure that we explore all possible options before we reach this conclusion.

So, if you’re ready to speak with a true life insurance professional who isn’t afraid to take on a “challenge,” give us a call, and let us show you what we can do for you!