Phoenix Life Insurance operates in the shadows of household names like State Farm and Northwestern Mutual, yet quietly serves thousands of policyholders who discovered this Hartford-based company through their search for accessible coverage options. While their B+ financial ratings may not impress seasoned insurance shoppers, Phoenix has carved out a niche that effectively serves the […] Read more
🎯 Bottom Line Up Front Can you get life insurance with cranial arteritis? YES. Most people with cranial arteritis (temporal/giant cell arteritis) can qualify for life insurance, especially after initial treatment. Rates depend on disease activity, treatment response, complications (particularly vision loss), and time since diagnosis. Well-controlled cases often achieve standard rates after 2-3 years. […] Read more
Searching for final expense life insurance often leads families to smaller, unfamiliar companies—names like United Home Life Insurance that quietly operate outside the spotlight of giants like State Farm or MetLife. For those in their 50s, 60s, or beyond, especially anyone managing health concerns or living on a fixed income, these lesser-known insurers can sometimes […] Read more
💼 The Best Whole Life Insurance Policy Finding the Right Permanent Coverage for Your Financial Goals The best whole life insurance policy is one that aligns with your financial goals, budget for premiums, and coverage needs. There is no single “best” policy—the right choice depends on whether you prioritize cash value growth, lower premiums, maximum […] Read more
🎯 Bottom Line Up Front Can you get life insurance with high cholesterol? YES. Most people with high cholesterol qualify for standard or even preferred life insurance rates when their levels are controlled with medication or lifestyle changes. From a life insurance perspective, high cholesterol is one of the most straightforward conditions to underwrite because […] Read more
If you’re searching for an affordable life insurance policy but don’t know where to start, one of our top recommendations is Transamerica. Reviews of Transamerica can provide valuable insights into what makes this company stand out from the rest. That’s why we’ve created this unbiased review of Transamerica to help you determine if it’s the […] Read more
Assurity Life Insurance Company occupies a unique space in the life insurance world — a long-established mutual company that flies under the radar with consumers but is well-respected among industry professionals. Founded in 1890 and based in Nebraska, Assurity has earned a reputation for saying “yes” where many insurers say “no,” often approving applicants with […] Read more
🎯 Bottom Line Up Front Can you get life insurance after a hysterectomy? YES. Most women who have had a hysterectomy qualify for standard life insurance rates, especially when the surgery was performed for benign conditions like fibroids or endometriosis. Rates and approval depend primarily on the reason for surgery, recovery status, and any ongoing […] Read more
AIG’s name recognition often puts it on people’s shortlists when shopping for life insurance, but brand familiarity doesn’t always translate to the best coverage or rates for your specific situation. So while it’s clear that AIG offers a solid lineup of products and has rebuilt its financial stability since the 2008 crisis, the question isn’t […] Read more
When an insurance agent mentions Banner Life Insurance, it’s natural to feel a bit unsure. Many families simply haven’t heard of the name before and wonder how it compares to well-known companies like State Farm or Northwestern Mutual. In reality, Banner Life is part of Legal & General America—a long-established organization with deep roots in […] Read more
