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Pre-existing conditions

In this article, we wanted to take a moment and discuss to top 10 most common lies or “mistruths” many life insurance applicants will tell when applying for a traditional life insurance policy or a no medical exam life insurance policy. Now… The first thing that we want to make clear is that not all […] Read more

Qualifying for Life Insurance while on Disability In this article, we wanted to take a moment and try and answer some of the most common questions we get from folks applying for life insurance while currently receiving Social Security Administration (SSA) Disability Benefits, SSDI or SSI. Just know that we at IBUSA can help you […] Read more

Life Insurance Cardiomyopathy. In this article, we wanted to take a moment and try and answer some of the most common questions we get from folks applying for life insurance after having been diagnosed with Cardiomyopathy. Can I qualify for life insurance if I have been diagnosed with Cardiomyopathy? Why do life insurance companies care […] Read more

Life Insurance and Encephalitis. In this article, we wanted to take a moment and try and answer some of the most common questions we get from folks applying for life insurance after being diagnosed with Encephalitis. Questions that will be directly addressed will include: Can I qualify for life insurance if I have been diagnosed […] Read more

Life Insurance for Mirapex users. In this article, we wanted to take a moment and try and answer some of the most common questions we get from folks applying for life insurance after they have been prescribed Mirapex or its generic form Pramipexole to help treat Parkinson’s Disease and/or Restless Leg Syndrome. Questions that will […] Read more

Life Insurance for Januvia users. In this article, we wanted to take a moment and try and answer some of the most common questions we get from folks applying for life insurance after they have been prescribed Januvia or its generic form Sitagliptin used to treat/manage their type 2 diabetes. Questions that will be directly […] Read more

Life Insurance for Imitrex users. In this article, we wanted to take a moment and try and answer some of the most common questions we get from folks applying for life insurance after they have been prescribed Imitrex or its generic form Sumatriptan to help treat folks suffering from migraine headaches and the symptoms associated […] Read more

Life Insurance for Flovent HFA users. In this article, we wanted to take a moment and try and answer some of the most common questions we get from folks applying for life insurance after they have been prescribed Flovent HFA, Flonase or its generic form Fluticasone Propionate to help treat symptoms associated with: Asthma, Chronic […] Read more

Life Insurance for Dilaudid users. In this article, we wanted to take a moment and try and answer some of the most common questions we get from folks applying for life insurance after they have been prescribed Dilaudid or its generic form Hydromorphone to help treat moderate to severe pain. Questions that will be directly […] Read more

Life Insurance for Cambia users. In this article, we wanted to take a moment and try and answer some of the most common questions we get from folks applying for life insurance after they have been prescribed Cambia or its generic form Diclofenac to treat pain, migraines, and arthritis when prescribed in its “oral” form.  […] Read more