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Final Expense Insurance

Life Insurance for Seniors Over 80

Typically, when someone begins looking for a life insurance policy at the age of 80 or above, what they’re usually looking to purchase is a final expense or burial life insurance policy. This way… When the inevitable happens, there will be a small whole life insurance policy in place that can help their loved ones […] Read more

Guaranteed issue life insurance means just that. If you meet a couple requirements, you are guaranteed to be accepted, which is why guaranteed issue is also known as guaranteed acceptance life insurance, i.e. life insurance with no health questions. The requirements are pretty simple. You must be within the age limits, typically ages 50-80, and […] Read more

Is it possible to purchase Life Insurance without health questions? Yes, it may be possible to purchase a life insurance policy without answering any health-questions, but not all no health questions life insurance policies are the same. This is why… We wanted to take a moment and discuss what a no health questions life insurance […] Read more

Nowadays, it seems like just about every commercial on TV or Radio seems to be trying to sell someone some type of burial life insurance. The only problem is that most of these commercials only focus on how “easy” it can purchase a final expense insurance policy. But very few discuss “how” one should go […] Read more

When looking to purchase a burial insurance policy with no waiting period, the main thing you want to be on the lookout for is an insurance policy that will provide you “full” coverage from the moment you begin making payments. And while… This may seem like an “obvious” thing to EXPECT from a life insurance […] Read more

Is Final Expense Insurance a Good Deal?

This is a question that a lot of folks will ask from a variety of different perspectives. For example, some folks may be wondering if a Final Expense or Burial Insurance Policy is a good deal for them personally? While others… May be wondering if a Final Expense Insurance Policy is a good deal for […] Read more

At IBUSA, we work with the top burial insurance companies in the U.S. Our goal is to align our clients with the company that best meets their needs, goals, and of course, budget. There are some important nuances any burial insurance shopper needs to be aware of. That is why we created this burial insurance […] Read more

Dying without Life Insurance. For many people, “life insurance” sounds like something, only the rich and famous get for their heirs, or is only something someone needs to worry about when they get “old.” But that’s the same kind of thinking that makes a roofer super busy once it starts raining! It’s also… The same […] Read more

Life Insurance with Prostate Cancer.  In this article, we wanted to take a moment to answer some of the most common questions we get from folks applying for life insurance after being diagnosed with Prostate Cancer. Questions that will be addressed will include: Can I qualify for life insurance if I have been diagnosed with […] Read more

As the number of accidental drug overdoses continues to rise, it should come as no surprise that one of the most common questions we’ll often be asked here at IBUSA is… “Are accidental drug overdoses covered by life insurance?” And while this may seem like an easy “yes” or “no” question to answer, the truth […] Read more