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Instant Issue Life Insurance

Instant life insurance, also known as accelerated underwriting, refers to a type of life insurance that provides immediate coverage without requiring a medical exam.  And while this may sound great to a lot of people, it’s important to understand that insurance companies are able to offer no medical exam life insurance policies by utilizing complex […] Read more

AIG vs. Fidelity

Fidelity and AIG (American International Group) are two large, well-known financial services companies that offer a wide range of products and services, including insurance. However, the types of insurance products offered by Fidelity and AIG can differ significantly, so it is important to understand the specific coverage options and features that each company offers before […] Read more

Gardening and landscaping sound like such peaceful jobs. But the truth is it’s not all just tending to roses, and this is something that most life insurance companies are well aware of. You see… Being a gardener, a groundskeeper, or a landscaper can oftentimes be quite a dangerous occupation. Especially if you combine this skill […] Read more

Disability riders

Unlike other more “traditional” types of life insurance policies, which are typically designed to meet specific needs, final expense policies or burial life insurance policies can be confusing for some people. Therefore, in this article, we will discuss how final expense insurance policies work and highlight a few key points that you should be aware […] Read more

When it comes to helping professional or amateur racers find a quality life insurance policy they can both qualify for and afford, there are a few important things to remember. First, not all racers are like the ones you see on TV, dressed in suits and covered in sponsors. And second, not all life insurance […] Read more

life insurance non working spouse

When you think of life insurance, you might picture the sole breadwinner in a family buying coverage to provide for their loved ones in case something unexpected happens to them. But what about stay-at-home parents? They might not have a traditional income, but they play a crucial role in their family’s well-being and financial stability. […] Read more

In this article, we wanted to take a moment to answer some of the most common questions we get from folks applying for life insurance after being diagnosed with Cervical Cancer. Questions that will be addressed will include: Can I qualify for life insurance if I have been diagnosed with Cervical Cancer? Why do life […] Read more

life insurance high risk

Finding out that you’re considered a “high-risk” individual when it comes to life insurance can be overwhelming, especially when you’re trying to secure coverage for your loved ones. However, it’s important to understand that many people find themselves in this situation due to health conditions, risky hobbies, or simply due to aging. The good news […] Read more

In this article, we aim to answer some of the most frequently asked questions we receive from people who regularly use Marijuana, whether for medicinal or recreational purposes and are applying for life insurance. We’ll address common questions such as: Can I qualify for life insurance if I use Marijuana regularly? Why do life insurance […] Read more

Putting aside any jokes one might have about applying for a life insurance policy on an ex-husband or ex-wife, the reality is that having such a policy is necessary to protect their financial futures for many individuals. After all, during most divorce procedures, much of the negotiations that occur will center around alimony and child […] Read more