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No Medical Exam Life Insurance

In this article, we want to take a moment and discuss some of the differences you’ll find between life insurance policies that will require you to take a medical exam vs. those that won’t. And since we here at IBUSA offer both “types” of life insurance policies, our goal isn’t going to be to try […] Read more

Buy Life Insurance Online

A decade ago, buying a life insurance policy online may have appeared somewhat unusual, but as time has passed, insurance companies have grown more comfortable offering their policies via online applications, and customers have become more demanding of these services.  As a result, what was once considered “atypical” has not become the norm, which has […] Read more

Life insurance is a crucial tool for protecting loved ones financially in the event of an unexpected death. However, the traditional life insurance application process can be lengthy and invasive, often requiring a medical exam and underwriting process. This can deter some individuals from seeking coverage altogether. Fortunately, there are now options available for those […] Read more

Life insurance is an essential financial safety net that can provide a sense of security for your loved ones in the event of your untimely passing. However, medical conditions can significantly impact your eligibility and premiums for life insurance coverage. So, it’s crucial to understand how medical conditions can affect your options for life insurance […] Read more

Instant life insurance, also known as accelerated underwriting, refers to a type of life insurance that provides immediate coverage without requiring a medical exam.  And while this may sound great to a lot of people, it’s important to understand that insurance companies are able to offer no medical exam life insurance policies by utilizing complex […] Read more

When you think of life insurance, you might picture the sole breadwinner in a family buying coverage to provide for their loved ones in case something unexpected happens to them. But what about stay-at-home parents? They might not have a traditional income, but they play a crucial role in their family’s well-being and financial stability. […] Read more

Putting aside any jokes one might have about applying for a life insurance policy on an ex-husband or ex-wife, the reality is that having such a policy is necessary to protect their financial futures for many individuals. After all, during most divorce procedures, much of the negotiations that occur will center around alimony and child […] Read more

Life insurance is an important aspect of many divorce decrees and should not be overlooked. It allows divorcing couples to secure their financial future and protect themselves against unexpected events. This article will explore why life insurance is so important in a divorce decree and how it can help ensure a smooth and stress-free settlement […] Read more

Is Burial Insurance worth it?

To understand whether or not a burial life insurance policy is “worth it,” one must first understand that for an insurance company to remain in business, it must first collect more money than it pays. So… When critics of these “types” of life insurance policies state that most folks pay more for their insurance than they […] Read more

The following article covers our picks for the best no-exam life insurance companies. We believe these companies offer our clients the best no-exam life insurance policies and procedures to get Coverage in the marketplace right now. If you have any questions or see a company you’d like to apply with, please call us so we […] Read more