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No Medical Exam Life Insurance

Buying life insurance on your Ex. Yes, insurance companies will frequently allow someone to purchase a life insurance policy on an ex-husband or ex-spouse provided that they can show that they still have an “insurable interest” in the life of the ex being insured. This is why… We wanted to take a moment to discuss […] Read more

Life insurance during a divorce. Let’s face it; getting divorced can be expensive and stressful. This is why getting “blindsided” by a judge’s or opposing councils request for one to get a life insurance policy on one’s self so that you can finally settle your divorce is never a good feeling. This is why… In […] Read more

In this article, we want to take a moment and discuss some of the differences you’ll find between life insurance policies that will require you to take a medical exam vs. those that won’t. And since we… Here at IBUSA offer both “types” of life insurance policies, our goal isn’t going to be to try […] Read more

Seeing how in 2016 alone nearly 1 million drivers were arrested under the influence, it’s not all that difficult to imagine why we here at IBUSA get so many folks calling us asking… “If their previous DUI is going to prevent them from being able to qualify for a traditional term or whole life insurance […] Read more

Is Burial Insurance worth it?

Burial Insurance, is it worth it? To understand whether or not a burial life insurance policy is “worth it”, one must first understand that for an insurance company to remain in business, they must first collect more money than they payout. So… When critics of these “types” of life insurance policies state that most folks […] Read more

Shopping online and applying for life insurance has never been easier, particularly with so many excellent companies offering no exam life insurance. So, the question then becomes, Which company offers the best no exam life insurance policy? The answer to that questions will depend on several factors. For example, how much coverage are you looking […] Read more

Qualifying for Life Insurance while Pregnant. Seeing how “major” life changes tend to increase one’s interest in the idea of purchasing a life insurance policy, it really shouldn’t come as too big of a surprise to learn that once someone becomes pregnant, questions like: Do we have any life insurance in place? If so, how […] Read more

Here at IBUSA, we’re often asked by clients of all ages… “What’s the easiest life insurance policy to qualify for?” Which seems like it should be an easy question to answer, but the problem is, the answer is going to depend upon the person asking the question! You see… If you’re young, healthy and don’t […] Read more

Can I buy life insurance on my brother (or sister)? Do you have a brother or a sister that you love dearly but wish they would “grow up” a little? Or one that… Would take his or her responsibilities a little bit more seriously and not leave you constantly worrying about what would happen if […] Read more