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No Medical Exam Life Insurance

In this article, we want to take a moment and discuss some of the differences you’ll find between life insurance policies that will require you to take a medical exam vs. those that won’t. And since we… Here at IBUSA offer both “types” of life insurance policies, our goal isn’t going to be to try […] Read more

Buy Life Insurance Online

Ten years ago, purchasing something like a life insurance policy online may have seemed like a strange thing to do, but let’s face it, lots of things have changed over the past ten years, so much so, that many no exam life insurance companies can get you covered in minutes. If you really think about […] Read more

It’s not all that uncommon for someone to go years and years without life insurance, then suddenly decide it time to get insured, and it’s time to get insured now! Like instantly! The good news is… Unlike the past, where just about every term and whole life insurance policy available would require someone to first […] Read more

Here is some great news. Getting life insurance without an exam has never been easier, even for a non-working spouse. The primary criteria a life insurance company will consider is if the working spouse has coverage in place. If so, the stay at home spouse can get up to an equal amount of coverage. Have […] Read more

Buying life insurance on your Ex. Yes, insurance companies will frequently allow someone to purchase a life insurance policy on an ex-husband or ex-spouse provided that they can show that they still have an “insurable interest” in the life of the ex being insured. This is why… We wanted to take a moment to discuss […] Read more

Life insurance during a divorce. Let’s face it; getting divorced can be expensive and stressful. This is why getting “blindsided” by a judge’s or opposing councils request for one to get a life insurance policy on one’s self so that you can finally settle your divorce is never a good feeling. This is why… In […] Read more

Seeing how in 2016 alone nearly 1 million drivers were arrested under the influence, it’s not all that difficult to imagine why we here at IBUSA get so many folks calling us asking… “If their previous DUI is going to prevent them from being able to qualify for a traditional term or whole life insurance […] Read more

Is Burial Insurance worth it?

Burial Insurance, is it worth it? To understand whether or not a burial life insurance policy is “worth it”, one must first understand that for an insurance company to remain in business, they must first collect more money than they payout. So… When critics of these “types” of life insurance policies state that most folks […] Read more

Shopping online and applying for life insurance has never been easier, particularly with so many excellent companies offering no exam life insurance. So, the question then becomes, “Which company offers the best no exam life insurance policy?” The answer to that question depend on several factors, such as How much coverage are you looking for? […] Read more

Qualifying for Life Insurance while Pregnant. Seeing how “major” life changes tend to increase one’s interest in the idea of purchasing a life insurance policy, it really shouldn’t come as too big of a surprise to learn that once someone becomes pregnant, questions like: Do we have any life insurance in place? If so, how […] Read more