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Fidelity vs. AIG

AIG vs. Fidelity

Being huge fans of both…

AIG and Fidelity Life Insurance Company, we understand how and why some folks can have a hard time trying to decide which of these two companies may be the “best” fit.

After all…

Each of these two companies provides a wide range of different “types” of life insurance policies, including traditional term life insurance policies and several no medical exam life insurance policies as well.

This is why…

We wanted to provide this brief “synopsis” of both companies to get a better idea of how each of them compares to one another and then invite you to give us a call!

Comparing ⟶ Fidelity Life American General (AIG)

Year Founded



Company Structure




$ $ $ $ $ $

Types of Policies:

Term Life

Whole Life

Universal Life

Final Expense


A.M. Best Rating



S&P Rating


Moody's Rating


Fitch Rating


Comdex Rating


BBB Rating



NAIC complaint Index



IBUSA's Overall Score

Company Review

AIG – American General’s review

You see…

Even though either one of these companies may be a good choice for you, it’s important to understand that there are a lot of factors that can come into play when trying to determine “which” life insurance company is going to be the “right” one for you!

This is because life insurance is something you’re going to need to qualify for.  

And the problem is…

Not all life insurance companies are going to use the same guidelines in determining who they will and won’t insure in addition to what “price” someone might have to pay once they are approved for coverage.

And while…

Many folks may not believe that they suffer from any kind of pre-existing medical condition, which might cause them to be denied life insurance coverage. What one often fails to realize is that many life insurance companies are going to look at a wide variety of different factors when making their decision.

Factors such as one’s:

  • Family medical history,
  • Current employment status,
  • Medical or recreational use of marijuana,
  • Travel history, 
  • Etc…

This is why…

Even if you believe that you’ve figured out which life insurance company is going to be the “best” for you, it only makes sense to give us a call so that you can get that “second opinion” before you waste a ton of time applying with the wrong company for you!

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