Here at IBUSA, we have found that as many of our clients turn 60 and beyond, their priorities will often shift from accumulating wealth to protecting it. And one important way to protect your assets and your loved ones is through life insurance. As a result, some individuals who previously didn’t see the importance of […] Read more
Mortality Rates in Alabama Alabama Population: 4,903,185 (24th largest) Population Density: 97.18 per square mile (27th most dense) Median Age: 39.4 (19th oldest) Deaths Per Year: 54,109 Annual Deaths Per 100,000: 1,100 Life Expectancy at Birth: 75.1 years. Fertility Rate (births per 1,000 women age 15-44): 61.7 (17th highest rate) Leading Causes of Death in […] Read more
Life insurance is a crucial tool for protecting loved ones financially in the event of an unexpected death. However, the traditional life insurance application process can be lengthy and invasive, often requiring a medical exam and underwriting process. This can deter some individuals from seeking coverage altogether. Fortunately, there are now options available for those […] Read more
Life insurance can provide financial security for your loved ones in the event of your untimely death. However, what if you could also receive financial benefits while you’re still alive? This is where term life insurance with living benefits comes in. Unlike traditional term life insurance policies that only pay out a death benefit, term […] Read more
In this article, we wanted to take a moment to answer some of the most common questions we get from folks applying for life insurance after being diagnosed with Prostate Cancer. Questions that will be addressed will include: Can I qualify for life insurance if I have been diagnosed with Prostate Cancer? Why do life […] Read more
When it comes time to purchase a life insurance policy, it’s easy to see why so many folks can become frustrated with the whole process. After all, not only does someone have to figure out what “kind” of life insurance policy will be the best for them (think traditional term life insurance, no medical exam […] Read more
Life insurance is a crucial financial planning tool that provides a safety net for your loved ones in case of your unexpected death. However, despite its importance, many individuals fail to purchase life insurance policies. The reasons for this can vary from financial, age-related, health-related, and even philosophical beliefs. In this article, we will discuss […] Read more
As we all know, life insurance can be a crucial investment that can help protect your loved ones in the event of your untimely death as it can provide financial support to your family by paying out a lump sum of money to your beneficiaries when you pass away. What usually remains more of a […] Read more
In this article, we wanted to take a moment to answer some of the most common questions we get from folks applying for life insurance after being diagnosed with Uterine Cancer or Endometrial Cancer. Questions that will be addressed will include: Can I qualify for life insurance if I have been diagnosed with Uterine Cancer? […] Read more
When clients contact us at IBUSA, it’s typically because they’ve already made the decision to purchase a life insurance policy for themselves or a loved one. Rarely do we have discussions about the importance of life insurance and why someone might need it in the first place. However, there are instances when individuals are undecided […] Read more
