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Life insurance terms and definitions

A chronic illness rider is another level of protection that protects the insured. Many of the top life insurance companies in the U.S. include the rider but not everyone does. The key is knowing what it is, what it does for you, and what companies offer it. Here at IBUSA, we firmly believe that the […] Read more

Multiple Life Insurance Policies. Yes, individuals can own several different life insurance policies on themselves. In fact, it’s quite common. What isn’t quite as common though, is understanding why some folks will choose to take out several life insurance policies on themselves and what insurance “kinds” of rules and regulations an insurance company may place […] Read more

What does life insurance cover?

It is important to understand that just because you call an agency or life insurance company to get coverage, it does not mean that what they sell you is going to cover you for all things. That is why the question, “What does life insurance cover?” is actually a great question to ask the agent […] Read more

In today’s world, there are numerous different life insurance companies and perhaps even more people trying to give you advice on what you should be doing. On our site, we like to provide simple advice to make life insurance more accessible to all but there are still some life insurance keywords that come up time […] Read more