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AIG vs. Royal Neighbor

Royal Neighbor vs. AIG

Let’s face it, even though every life insurance commercial you’re going to see is going to make it look like purchasing a policy is “super easy” the fact is, buy a life insurance policy can sometimes be quite difficult.

Difficult because…

First, you need to decide how “much” life insurance you’re going to need.  And then you’re going to need to decide what “type” of life insurance is going to be “right” for you.

Do you need…

A traditional term life insurance policy?   Would you prefer to apply for a no-medical exam life insurance policy?  Or would a simple no questions asked final expense insurance policy do the trick? Then, once you’ve figured all that out, you’ve got to decide “which” life insurance company is going to offer what you need at the right price! Which isn’t always the easiest thing to do.  Especially if you’ve narrowed down your search to two quality insurance companies like AIG and Royal Neighbor

This is why…

We wanted to provide this brief “synopsis” of both companies so that you can get a better idea of how each of them compares to one another and then invite you to…

Comparing ⟶ American General (AIG) Royal Neighbors

Year Founded

1919

1895

Company Structure

Stock

Fraternal

Pricing

$ $ $ $ $ $

Types of Policies:

Term Life

Whole Life

Universal Life

Final Expense

Ratings:

A.M. Best Rating

A

A-

S&P Rating

A+

Moody’s Rating

A2

Fitch Rating

A+

Comdex Rating

82

BBB Rating

B-

A+

NAIC complaint Index

0.51

1.51

IBUSA’s Overall Score

Company Review

AIG – American General’s review

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So that you can see if one of these two companies might be right for you!

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