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Life insurance riders

Disability income riders are optional add-ons to disability insurance policies that provide additional coverage and benefits. They are designed to help protect your income in the event that you become disabled and are unable to work. While these riders offer several benefits, they also come at an additional cost.  The question then arises, are disability […] Read more

Medical emergencies can strike without warning and can be financially draining, especially if they require critical care. This is where a critical illness rider can come in handy. A critical illness rider is a type of insurance that provides coverage specifically for critical illnesses such as cancer, heart attack, or stroke.  And while it is […] Read more

Chronic illnesses can indeed be expensive to manage, with the potential for high medical costs and lost income due to time off work. As a result, many individuals with the foresight to recognize this possibility seek out ways to protect themselves financially in case they one day develop a chronic illness that hinders their ability […] Read more

When it comes time to purchase a life insurance policy, it’s easy to see why so many folks can become frustrated with the whole process.  After all, not only does someone have to figure out what “kind” of life insurance policy will be the best one for them (think traditional term life insurance, no exam […] Read more

Life is unpredictable, and no one can predict what the future holds. One day you may be in perfect health, and the next, you may receive a life-changing diagnosis. While no one likes to think about their own mortality, it’s essential to have a plan in place that will protect your loved ones in the […] Read more

All life insurance provides a key benefit: if the insured dies, a death benefit is paid to the beneficiary. But that does not have to be all that your policy does, because with the right life insurance riders in place, you can SUPERCHARGE your term life insurance or permanent life insurance protection. When a rider […] Read more