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Life insurance riders

A chronic illness rider is another level of protection that protects the insured. Many of the top life insurance companies in the U.S. include the rider but not everyone does. The key is knowing what it is, what it does for you, and what companies offer it. Here at IBUSA, we firmly believe that the […] Read more

When it comes time… To purchase a life insurance policy, it’s easy to see why so many folks can become frustrated with the whole process.  After all, not only does someone have to figure out what “kind” of life insurance policy is going to be the best one for them (think traditional term life insurance, […] Read more

When it comes to purchasing a life insurance policy, particularly for those purchasing a policy for the first time, there are a lot of different terms that get “thrown” around which can certainly confuse somebody that isn’t totally familiar with all of their meanings. For example… We here at IBUSA have found that not everyone […] Read more

All life insurance provides a key benefit: if the insured dies, a death benefit is paid to the beneficiary. But that does not have to be all that your policy does. With the right life insurance riders in place, you can supercharge your term life insurance or permanent life insurance protection. When a rider is […] Read more