🎯 Bottom Line Up Front Can you get life insurance with arthritis? Yes, absolutely. Most individuals with arthritis—whether osteoarthritis or rheumatoid arthritis—can qualify for standard or better rates, especially when the condition is mild to moderate and well-controlled. Osteoarthritis, being a degenerative “wear-and-tear” condition, typically has minimal to no impact on life insurance rates for […] Read more

🎯 Bottom Line Up Front Can you get life insurance with asbestosis? It depends significantly on disease severity and progression. Asbestosis, a progressive lung disease caused by asbestos fiber inhalation, presents substantial underwriting challenges due to increased mortality risk from respiratory failure and associated malignancy risk (mesothelioma, lung cancer). Mild, stable asbestosis with minimal functional […] Read more

🎯 Bottom Line Up Front Can you get life insurance with arteriovenous malformation? YES. Coverage is possible but depends significantly on treatment status, location, and bleeding history – rates range from standard to table ratings or decline for untreated high-risk cases. From an insurance perspective, AVMs present significant underwriting challenges due to their unpredictable bleeding […] Read more

🎯 Bottom Line Up Front Can you get life insurance with mononucleosis? Yes, absolutely. Mononucleosis (mono), commonly called “the kissing disease,” is a self-limited viral infection that typically resolves completely within 2-6 weeks with no long-term health consequences. Most individuals who have recovered from mono can qualify for standard or better rates once fully recovered. […] Read more

🎯 Bottom Line Up Front Can you get life insurance with ankylosing spondylitis? YES, and often at competitive rates. Coverage availability depends primarily on disease severity, functional limitations, and treatment response. Many patients with well-controlled AS qualify for standard or slightly rated policies, especially when diagnosed young and maintaining good disease management. Fortunately, modern treatment […] Read more

🎯 Bottom Line Up Front Can you get life insurance with angioneurotic edema (angioedema)? Yes, those with isolated mild episodes and no history of airway compromise may achieve standard or better rates, while cases involving frequent severe attacks or prior laryngeal edema typically receive table ratings requiring specialized underwriting expertise. For individuals living with angioedema, […] Read more

🎯 Bottom Line Up Front Can you get life insurance with amyloid disease? It depends on the type, organ involvement, and disease stage. Localized cutaneous amyloidosis without systemic involvement may qualify for standard or better rates. Whereas Systemic amyloidosis—particularly AL (light chain) amyloidosis—typically results in declines at traditional carriers due to poor prognosis and significant […] Read more

🎯 Bottom Line Up Front Can you get life insurance with amenorrhea? Yes, in most cases. Primary amenorrhea or secondary amenorrhea alone—when not caused by serious underlying conditions—typically has minimal impact on life insurance approval and can qualify for standard or better rates. However, underwriting focuses heavily on the underlying cause rather than the amenorrhea […] Read more

🎯 Bottom Line Up Front Can you get life insurance with megacolon? Yes, though your coverage options and rates depend significantly on the type and severity of your condition. Successfully treated congenital megacolon (Hirschsprung disease) typically qualifies for standard to table ratings, while acquired chronic megacolon often receives standard rates with well-documented management. Toxic megacolon […] Read more