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As we age, it’s important to consider end-of-life planning, including funeral arrangements. Cremation has become an increasingly popular option, but the costs associated with it can add up quickly. This is where cremation insurance comes in – a type of policy specifically designed to cover the expenses of cremation. In this article, we’ll explore what […] Read more

best life insurance for seniors

As we grow older, we may start to consider what will happen to our loved ones when we’re no longer around. This is where life insurance comes in. Life insurance provides a financial safety net for your beneficiaries in the event of your passing. However, finding the right life insurance policy as a senior can […] Read more

🎯 Bottom Line Up Front Can you get life insurance with fibromyalgia? YES. Most people with fibromyalgia qualify for standard life insurance rates, as the condition itself doesn’t significantly impact mortality. Rates primarily depend on symptom management, work status, and any associated conditions like depression or anxiety. From a life insurance perspective, fibromyalgia is generally […] Read more

Instant Issue Life Insurance

Instant life insurance, also known as accelerated underwriting, refers to a type of life insurance that provides immediate coverage without requiring a medical exam.  And while this may sound great to a lot of people, it’s important to understand that insurance companies are able to offer no medical exam life insurance policies by utilizing complex […] Read more

AIG vs. Fidelity

Fidelity and AIG (American International Group) are two large, well-known financial services companies that offer a wide range of products and services, including insurance. However, the types of insurance products offered by Fidelity and AIG can differ significantly, so it is important to understand the specific coverage options and features that each company offers before […] Read more

Gardening and landscaping sound like such peaceful jobs. But the truth is it’s not all just tending to roses, and this is something that most life insurance companies are well aware of. You see… Being a gardener, a groundskeeper, or a landscaper can oftentimes be quite a dangerous occupation. Especially if you combine this skill […] Read more

Unlike other more “traditional” types of life insurance policies, which are typically designed to meet specific needs, final expense policies or burial life insurance policies can be confusing for some people. Therefore, in this article, we will discuss how final expense insurance policies work and highlight a few key points that you should be aware […] Read more

When it comes to helping professional or amateur racers find a quality life insurance policy they can both qualify for and afford, there are a few important things to remember. First, not all racers are like the ones you see on TV, dressed in suits and covered in sponsors. And second, not all life insurance […] Read more

life insurance non working spouse

When you think of life insurance, you might picture the sole breadwinner in a family buying coverage to provide for their loved ones in case something unexpected happens to them. But what about stay-at-home parents? They might not have a traditional income, but they play a crucial role in their family’s well-being and financial stability. […] Read more

🎯 Bottom Line Up Front Can you get life insurance with cervical cancer? YES. Most cervical cancer survivors can obtain excellent coverage, with early-stage cases often qualifying for standard rates after 2-5 years. Cervical cancer has among the best insurance outcomes of all cancers when detected early. Life insurance underwriting for cervical cancer has become […] Read more