🎯 Bottom Line Up Front Can you get life insurance with primary biliary cirrhosis? YES, but coverage depends heavily on disease stage and treatment response. Early-stage PBC with good UDCA response may qualify for moderate ratings, while advanced disease with cirrhosis faces significant challenges. Timing and specialist care documentation are crucial. Primary biliary cirrhosis (PBC), […] Read more
Pre-existing conditions
Living with Myasthenia Gravis means navigating a complex landscape of treatment decisions, symptom management, and planning for an uncertain future – concerns that become even more pressing when you realize your family’s financial security depends on finding life insurance coverage that most people take for granted. This frustration typically deepens when online research yields conflicting […] Read more
🎯 Bottom Line Up Front Can you get life insurance with bone marrow failure? It depends significantly on the type, severity, and treatment response. While traditional coverage may require individual assessment or table ratings, several specialized carriers offer coverage for stable, well-managed cases. Treatment success, remission status, and current blood counts are critical factors in […] Read more
🎯 Bottom Line Up Front Can you get life insurance with Dubin-Johnson Syndrome? YES. Since Dubin-Johnson Syndrome is a benign condition with normal life expectancy, most people qualify for standard life insurance rates once underwriters understand the diagnosis. From an insurance perspective, the primary challenge with Dubin-Johnson Syndrome isn’t the condition itself but rather ensuring […] Read more
🎯 Bottom Line Up Front Can you get life insurance with diplopia? Yes, in most cases. Simple diplopia from minor causes like eyestrain or refractive errors typically qualifies for standard or better rates. Complex diplopia from neurological conditions may require standard to table ratings, while underlying serious conditions like brain tumors require individual assessment. Diplopia, […] Read more
Living with gastritis often means juggling discomfort, diet changes, and ongoing treatment—and the last thing you want is confusion about life insurance. Yet many people run into conflicting advice online: some say it won’t matter, others warn it could block affordable coverage. The reality lies in between. Life insurance companies don’t view all gastritis the […] Read more
🎯 Bottom Line Up Front Can you get life insurance with Gilbert’s syndrome? ABSOLUTELY YES, often at standard rates. Gilbert’s syndrome is a benign genetic condition that typically doesn’t affect life expectancy or increase mortality risk. Most insurance companies view it as a minor medical issue that rarely impacts coverage or pricing. Despite affecting millions […] Read more
🎯 Bottom Line Up Front Can you get life insurance with Guillain-Barré Syndrome? Yes, but it depends on recovery status and timing. Complete recovery cases with no residual effects may qualify for standard or better rates after 2-3 years. Partial recovery typically receives standard to table ratings, while active or severe cases require individual assessment […] Read more
🎯 Bottom Line Up Front Can you get life insurance with myositis? It depends on the type and disease activity. Mild, well-controlled inflammatory myopathies may qualify for standard to table ratings. Active disease or severe forms like inclusion body myositis typically require individual assessment, while dermatomyositis with cancer associations requires specialized underwriting evaluation. Myositis refers […] Read more
🎯 Bottom Line Up Front Can you get life insurance with glomerulonephritis? It depends on the type, severity, and kidney function status. Mild forms with normal kidney function may qualify for standard to table ratings. Progressive forms or those with significant proteinuria typically require individual assessment, while cases with reduced kidney function or complications need […] Read more