As a smoker, finding a life insurance policy that fits your needs can sometimes feel like a losing battle. The market can be overwhelming, and many companies often discriminate against smokers, making you feel like you’re stuck with a low-quality policy. But that’s where we come in. This article is here to give you hope […] Read more
Facing a DUI charge transforms more than just your driving privileges – suddenly, protecting your family’s financial future through life insurance feels like navigating an obstacle course designed to keep you out. The frustration deepens when initial online quotes seem promising, only to face rejection or sky-high premiums once your DUI history surfaces during the […] Read more
Prosperity Life Insurance positions itself as a trusted option for seniors seeking final expense coverage and simplified life insurance solutions. The company emphasizes accessibility and straightforward application processes, appealing to those who want coverage without the hassle of medical exams or complex underwriting. However, customer experiences with Prosperity Life have been mixed. Some policyholders appreciate […] Read more
Let’s face it: most of us aren’t going to choose to purchase a life insurance policy when we’re in our early 20s or when we’re in the “best” shape of our lives. Instead, most of us will choose to purchase a life insurance policy when it suddenly dawns on us that we NEED to buy […] Read more
To understand whether or not a burial life insurance policy is “worth it,” one must first understand that for an insurance company to remain in business, it must first collect more money than it pays. So… When critics of these “types” of life insurance policies state that most folks pay more for their insurance than they […] Read more
South Carolina Mortality Rates 2025 Comprehensive Health Report Population 5.15M 23rd highest in US Life Expectancy 76.5 years 9th lowest nationally Population Growth 11.3% 10th fastest growing Annual Deaths 50,640 996 per 100,000 Leading Causes of Death South Carolina mortality statistics showing areas of concern and mixed health outcomes: Cause of Death Deaths/Year Per 100,000 […] Read more
When it comes time to purchase a life insurance policy, it’s easy to see why so many folks can become frustrated with the whole process. After all, not only does someone have to figure out what “kind” of life insurance policy will be the best one for them (think traditional term life insurance, no exam […] Read more
American Continental Insurance Company and Continental Life Insurance Company of Brentwood, Tennessee operate as specialized divisions within the Aetna family, focusing primarily on final expense life insurance and Medicare supplement products for seniors. Since joining Aetna in 2011, these sister companies have leveraged the financial strength of one of America’s largest healthcare organizations while maintaining […] Read more
As we all know, life insurance can be an essential tool for securing your financial future and the well-being of your loved ones. However, the thought of applying for coverage when faced with mental health issues can be overwhelming—especially given the common belief that any mental illness can automatically disqualify you from life insurance. So, […] Read more
When your insurance agent mentions “fraternal benefit societies,” KSKJ Life likely isn’t the first name that comes to mind, but maybe it should be. After all, this Catholic fraternal organization has been serving its members since 1894 and operates in a space between traditional insurance companies and membership-based benefits organizations—a distinction that creates both unique […] Read more
