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Term life insurance

Life insurance is a crucial aspect of financial planning, providing peace of mind and security for you and your loved ones. But with so many options available, it can be overwhelming to choose the right one. Should you opt for the low-cost term life insurance or the long-term protection offered by whole life insurance? To […] Read more

To understand what happens at the end of a term life insurance policy, one must first understand exactly what a term life insurance policy is, and not let a few key phases that a lot of life insuance agents like to throw around such as: Convertible term or Guaranteed renewable term to confuse things. This […] Read more

Since one of the most common questions we receive from clients here at IBUSA is… What happens at the end of my term life insurance if I don’t die? We figured we ought to take a moment or two and describe one feature a lot of life insurance agents will use to answer this question.  […] Read more

Life insurance is a crucial component of financial planning, providing a safety net for your loved ones in the event of your untimely death. However, it can be challenging to know when the best time is to purchase a life insurance policy. In this article, we will explore the factors that affect the decision of […] Read more

Let’s face it, most of us aren’t going to choose to purchase a life insurance policy when we’re in our early 20s or when we’re in the “best” shape of our lives. Instead, most of us will choose to purchase a life insurance policy when it suddenly dawns on us that we NEED to buy […] Read more

With so many insurance companies trying to sell you a policy these days, and so many different types of life insurance policies available, it can be hard knowing exactly what you require. With this in mind, we have decided to create the ultimate guide to term life insurance considering this is perhaps one of the […] Read more