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In this article, we wanted to take a moment to answer some of the most common questions we get from folks applying for life insurance after being diagnosed with Pancreatic Cancer. Questions that will be addressed will include: Can I qualify for life insurance if I have been diagnosed with Pancreatic Cancer? Why do life […] Read more

At IBUSA, we specialize in no-exam life insurance, so no matter when the right time to buy life insurance for you is, we can get you covered quickly and easily with the help of one of the many companies we represent. Now, for the majority of people, life insurance is one thing that many know […] Read more

Mortality in Delaware Delaware Population: 973,764 (6th lowest) Population Density: 506.32 per square mile (5th most dense) Median Age:  41.4 (6th oldest) Deaths Per Year:  9,433 Annual Deaths Per 100,000: 975.3 Life Expectancy at Birth:  77.8 Fertility Rate (births per 1,000 women age 15-44):  58.7 (25th highest rate) Leading Causes of Death in Delaware Cause […] Read more

Fidelity vs. Sagicor

Being huge fans of Fidelity and Sagicor, we understand how and why some folks can have a hard time deciding which of these two companies may be the “best” fit. After all, each of these two companies provides a wide range of different “types” of life insurance policies, including traditional term life insurance policies and […] Read more

During a typical life insurance application, most folks will, at some point, begin to ask themselves… “Why would a life insurance company care if __________________?” Now, it could be because the applicant is wondering why it would matter if they have: Filed for bankruptcy in the past two years? Do you plan to travel outside […] Read more

Fidelity vs. North American Company

Being huge fans of both Fidelity and North American Company, we understand how and why some folks can have difficulty deciding which of these two companies may be the “best” fit. After all each of these two companies provides a wide range of different “types” of life insurance policies, including traditional term life insurance policies […] Read more

In this article, we wanted to take a moment to answer some of the most common questions we get from folks applying for life insurance after they have been diagnosed with Bladder Cancer. Questions that will be addressed will include: Can I qualify for life insurance if I have been diagnosed with Bladder Cancer? Why […] Read more

term insurance guaranteed renewable

Since one of the most common questions we receive from clients here at IBUSA is… What happens at the end of my term life insurance if I don’t die? We figured we ought to take a moment or two and describe one feature many life insurance agents will use to answer this question. That feature, […] Read more

review of globe life insurance company

It’s close to impossible to discuss purchasing a final expense life insurance policy without mentioning Globe Life Insurance. The company has chosen to specialize in offering small-term and whole-life insurance policies that can be an excellent solution for those seeking coverage for any final expenses that may occur upon their passing. However, it’s important to […] Read more

How to select the best life insurance

Life insurance is a topic that often gets overlooked or put on the back burner, yet it is a crucial aspect of financial planning. Many people wonder if life insurance is worth the cost and effort. The truth is that life insurance provides financial security for loved ones and can help cover expenses and debts […] Read more