Fidelity and Transamerica are two well-known financial services companies offering consumers a range of insurance products. While both companies have similarities in their offerings, there are some key differences to consider when comparing the two. Fidelity is a larger company that offers various financial services, including investment management, retirement planning, and life insurance. The company […] Read more
Typically, when considering applying for a traditional term or whole life insurance policy (vs. a burial life insurance policy), the general expectation will be that one will qualify for the coverage. And sure… There will be those that may be approved for coverage at a rate “other than” what they were initially quoted, but at […] Read more
There are many reasons why an individual may decide that it’s time for them to purchase a life insurance policy. It could be because they recently got married, bought a house, or maybe because they just had a baby. Still, ultimately, they chose to purchase a life insurance policy so that their loved ones would […] Read more
If you are a rock climber, we probably don’t have to tell you that nothing is more exhilarating than being at one with nature while simultaneously challenging yourself to achieve new goals and challenges. Something that… We would argue this is the case for those who find themselves out on a new ledge every weekend […] Read more
Mortality Rates in Maryland Maryland Population: 6,045,680 (19th highest) Population Density: 623.99 per square mile (4th most dense) Median Age: 39.2 (21st oldest) Deaths Per Year: 50,568 Annual Deaths Per 100,000: 836.8 Life Expectancy at Birth: 78.5 years old Fertility Rate (births per 1,000 women age 15-44): 59.2 (24th highest rate) Leading Causes of Death […] Read more
The value of any life insurance policy lies in its ability to provide financial protection and peace of mind to policyholders and their loved ones. It can help ensure that your loved ones are not left with significant financial burdens and that they will be able to maintain their current lifestyle despite losing you. But […] Read more
If you’re reading this article, you’ve probably already become aware that some life insurance companies will look at what one does for a living during the application process. And while one’s career usually doesn’t play a significant role in the outcome of a life insurance application, it sometimes does. Which is why… We wanted to […] Read more
As we age, it’s important to consider end-of-life planning, including funeral arrangements. Cremation has become an increasingly popular option, but the costs associated with it can add up quickly. This is where cremation insurance comes in – a type of policy specifically designed to cover the expenses of cremation. In this article, we’ll explore what […] Read more
As we grow older, we may start to consider what will happen to our loved ones when we’re no longer around. This is where life insurance comes in. Life insurance provides a financial safety net for your beneficiaries in the event of your passing. However, finding the right life insurance policy as a senior can […] Read more
In this article, we wanted to take a moment to answer some of the most common questions we get from folks applying for life insurance with Fibromyalgia. Questions that will be addressed will include: Can I qualify for life insurance if I have been diagnosed with Fibromyalgia? Why do life insurance companies care if I’ve […] Read more
