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Term life vs whole life

In the broadest sense, life insurance is a contract under which an insurance company promises to pay a death benefit to your named beneficiary if you die. It’s a simple concept in theory, but, in practice there are different types of life insurance to choose from. No single life insurance product can claim the mantle […] Read more

Lurking in the background of just about every conversation we have here at IBUSA  is the fundamental question asking… “Is buying a Term Life Insurance Policy worth it?” Term life insurance rates are very affordable, more so than most people realize. But what is the point of paying for term life if you don’t die […] Read more

Should I Buy a Whole Life Insurance policy? Ok, now the first thing that we want to make clear is that here at IBUSA, we have found that in most cases, our clients will be best served by purchasing a Term Life Insurance Policy. This is because they aren’t interested in utilizing many of the […] Read more