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Cremation Life Insurance

Final expense insurance is an important coverage option for anyone who wants to ensure that their loved ones are not left with significant expenses in the event of their death. However, there are many misconceptions about final expense insurance that can make it difficult for individuals to understand what it is, who needs it, and […] Read more

Final Expense Insurance (Pros and Cons)

Death, taxes, and funeral expenses are the three certain things in life that you can’t escape from. But, at least when it comes to one’s funeral costs and burial expenses, that’s something that you’re not going to have to deal with.  Right? Unless of course, you don’t want to burden your family members and other […] Read more

Burial Insurance vs Life Insurance

Burial insurance and life insurance are two forms of coverage that provide financial protection for loved ones in the event of your passing. While both types of insurance can offer peace of mind and financial support, there are important differences between the two that you should understand before making a decision on the right policy […] Read more

Prepaid funeral plans are payment options typically offered by funeral homes or funeral directors as a way to help people finance the cost of a funeral over time.  As such, they provide individuals and families with a way to help alleviate some of the financial burdens on their loved ones. The cost of the plan […] Read more

Cremation is becoming an increasingly popular funeral option, as more and more people are choosing this method of disposition for themselves or their loved ones.  And while there are a wide variety of reasons why someone might choose to be cremated or have a loved one cremated, the cost can and often will play a […] Read more

Cremation Insurance for Seniors

Here at IBUSA, we’re often told that some seniors don’t need to purchase a burial life insurance policy because they don’t plan on getting buried. Instead, they have decided to be cremated, which is much less expensive. Which is fine… The only problem is that most of the time, these same individuals fail to realize […] Read more

Graded Death Benefit Life Insurance

Life Insurance Graded Death Benefit The best final expense insurance companies out there offer different types of coverage, including whole life insurance with a graded death benefit. And many people want to know, “What is a Graded Death Benefit?” A graded death benefit is a term used to describe a “clause” within every guaranteed issue […] Read more