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30 year term life policy

The following article will provide sample 30-year term life insurance quotes, as well as answers to the most common questions we get regarding this term length. 30-Year Term Life Insurance At IBUSA, we’ve noticed that many people assume that purchasing a life insurance policy means buying coverage for their entire life. However, what they may […] Read more

20 year term life policy

Here at IBUSA, we have found that the 20-year term life insurance policy has consistently remained one of the most popular options that our clients choose over the years.  Popular because 20 years of coverage will generally be long enough to ensure that small children will have the protection that they need, as well as […] Read more

10 year term policy

When it comes to purchasing life insurance, choosing the right policy can be overwhelming. Term life insurance policies are often a popular choice because they offer a fixed premium and coverage for a set period of time and since 10-year term life insurance policies tend to have a very attractive price point, we wanted to […] Read more

Assurity vs North American Company

When it comes time to purchase a life insurance policy, it’s easy to see why so many folks can become frustrated with the whole process.  After all, not only does someone have to figure out what “kind” of life insurance policy is going to be the best one for them (think traditional term life insurance, […] Read more

When people think of buying life insurance, they often assume that their age, health, or budget are the only factors determining whether they qualify for coverage. However, the truth is that many other factors come into play. One such factor is how people choose to spend their weekends. If you spend most of your weekends […] Read more

Mutual of Omaha vs. AIG

When it comes to insurance, there are many companies to choose from. AIG and Mutual of Omaha are two of the most well-known names in the industry. While both companies offer insurance products, they differ in several key ways. AIG, or American International Group… Is a global company with a presence in more than 80 […] Read more

Fidelity vs. Assurity

Fidelity and Assurity Insurance are two of the best life insurance companies that offer a range of insurance products to consumers. While both companies offer many of the same types of insurance products, they differ in several key ways. Fidelity is a well-known insurance company that offers a range of insurance products, including life insurance, […] Read more

In this article, we wanted to take a moment to answer some of the most common questions we get from folks applying for life insurance after being diagnosed with Colon Cancer. Questions that will be addressed will include: Can I qualify for life insurance if I have been diagnosed with Colon Cancer? Why do life […] Read more

If you’re wondering how long you must wait before you can reapply for life insurance, chances are your recent attempt to get insurance didn’t work out as you hoped. Perhaps it was denied, postponed, or approved at a much higher price than you expected. Now you’re wondering when you should give it another try. The […] Read more

Mortality in Kentucky Kentucky Population: 4,467,673 (26th highest) Population Density: 113.37 per square mile (22nd most dense) Median Age: 39.2 (21st oldest) Deaths Per Year: 48,707 Annual Deaths Per 100,000: 1,090 Life Expectancy at Birth:  75.3 Fertility Rate (births per 1,000 women age 15-44):  62.6 (14th highest rate) Leading Causes of Death in Kentucky Cause […] Read more