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Best Life Insurance Rates

40 Year Term Life Insurance

40 year term life insurance is relatively new to the life insurance marketplace. What you will find is there are not a lot of top life insurance companies offering it yet. The few that do will set the stage for other insurance companies following along if the product is successful. 40 Year Term Life Insurance […] Read more

A one million dollar life insurance policy may seem like a lot at first blush but when you think about how far a dollar can go nowadays, $1,000,000 of life insurance coverage might just be what you need. When determining how much a million dollar life insurance policy costs it is important to know that […] Read more

If you are considering term life from one of the best life insurance companies in the US, you will need to make a decision on the term length and the face amount of the policy. How Much Term Life Do You Need How much life insurance you need is a personal choice, but one that […] Read more

Your 50s are here and life is rich. You may have started a business, your kids are out of the house or close to it, and you are at your prime income earning potential. Buying life insurance over 50 years old has never been easier thanks to the many innovations in the life insurance industry. […] Read more

Life Insurance in your 70s

Here at IBUSA, we understand that when it comes time to purchase a life insurance policy in your 70s, most folks aren’t looking to purchase a GIANT multi-million dollar life insurance policy. Instead, most will be trying to decide what they should do with an existing life insurance policy that’s about to expire. Or… Decide […] Read more

Life Insurance in your 20s

Many of our younger clients in their twenties are happy to find out that we at IBUSA work with many of the best no exam life insurance companies, which can provide you with no hassle coverage without having to have an examiner come to your home or business. So, if you already know how much […] Read more

When searching out the best life insurance rates by age, it is important to understand that a key ingredient in finding the lowest rates is to apply with the right company from the start. Sure, if you are young and healthy, and live a pretty boring life void of travel and dangerous hobbies, you can […] Read more

Many of the best life insurance companies offer annual renewable term, a/k/a ART insurance. Annual renewable term insurance is just what it sounds like, it is a term policy that renews each year. Some of these types of term policies allow you to lock into a fixed premium for a period of time. Nowadays, what […] Read more

At IBUSA, we specialize in placing difficult cases. But that also means we excel at placing easy cases and helping our clients get the best health ratings and lowest prices possible. We have an intimate knowledge of the top companies in the marketplace, which allows us to pair our clients with the best companies, based […] Read more

To get the best term life insurance rates it often pays to apply with a broker that can offer dozens of companies, so that you can choose the provider that best aligns with your needs, goals and objectives. Further, different top life insurance companies cater to different health and lifestyle niches, so applying with the […] Read more