🎯 Bottom Line Up Front Can you get life insurance with Cushing’s syndrome? YES. Most people who have been successfully treated for Cushing’s syndrome can qualify for life insurance, though rates depend on the underlying cause, treatment method, time since cure, and any remaining complications. From a life insurance perspective, Cushing’s syndrome presents varied underwriting […] Read more
Pre-existing conditions
🎯 Bottom Line Up Front Can you get life insurance with Alport syndrome? YES. Coverage depends on current kidney function, proteinuria levels, and disease progression. Early-stage cases with normal kidney function often qualify for standard rates, while those with advanced chronic kidney disease or on dialysis face table ratings or require alternative coverage options. From […] Read more
🎯 Bottom Line Up Front Can you get life insurance with hyperparathyroidism? YES. Most people with hyperparathyroidism can qualify for life insurance, especially after successful treatment. Rates depend on calcium levels, symptoms, treatment status, and any kidney or bone complications. From a life insurance perspective, hyperparathyroidism is generally viewed as a manageable condition, particularly when […] Read more
🎯 Bottom Line Up Front Can you get life insurance with cranial arteritis? YES. Most people with cranial arteritis (temporal/giant cell arteritis) can qualify for life insurance, especially after initial treatment. Rates depend on disease activity, treatment response, complications (particularly vision loss), and time since diagnosis. Well-controlled cases often achieve standard rates after 2-3 years. […] Read more
🎯 Bottom Line Up Front Can you get life insurance with high cholesterol? YES. Most people with high cholesterol qualify for standard or even preferred life insurance rates when their levels are controlled with medication or lifestyle changes. From a life insurance perspective, high cholesterol is one of the most straightforward conditions to underwrite because […] Read more
🎯 Bottom Line Up Front Can you get life insurance after a hysterectomy? YES. Most women who have had a hysterectomy qualify for standard life insurance rates, especially when the surgery was performed for benign conditions like fibroids or endometriosis. Rates and approval depend primarily on the reason for surgery, recovery status, and any ongoing […] Read more
🎯 Bottom Line Up Front Can you get life insurance after recovering from labyrinthitis? YES. Fully recovered labyrinthitis with no residual symptoms typically has zero impact on life insurance rates, and even those with mild lingering symptoms usually qualify for standard rates. From a life insurance perspective, carriers view recovered labyrinthitis as a resolved medical […] Read more
A liver failure diagnosis creates immediate concerns about family financial security, especially when conventional wisdom suggests that qualifying for life insurance has become impossible. But the truth is that the reality of the situation is much more nuanced than most people realize. While liver failure significantly impacts insurance options, numerous coverage strategies may still exist […] Read more
The discovery of colon polyps during a routine screening creates an immediate mix of relief and concern – relief that early detection occurred, yet worry about how this finding could affect your ability to secure life insurance. Many individuals assume that any abnormal findings automatically complicate the process, while others wonder if they should delay […] Read more
