🎯 Bottom Line Up Front Can you get life insurance with anorexia? YES. Many people in recovery from anorexia can qualify for life insurance, though approval and rates depend heavily on recovery duration, weight stability, treatment compliance, and absence of medical complications. Most insurers require 2-5 years of sustained recovery for traditional coverage. From a […] Read more

🎯 Bottom Line Up Front Can you get life insurance if you’re overweight? YES. Most overweight individuals can qualify for life insurance, with rates and approval depending on BMI, overall health status, and presence or absence of weight-related health conditions. From an insurance perspective, weight is evaluated as a risk factor that can influence life […] Read more

A criminal conviction feels like it closes doors forever – especially when you’re trying to secure your family’s financial future through life insurance. The frustration compounds when insurance agents immediately suggest accidental death policies or minimal guaranteed issue coverage, assuming your past defines your insurability today. What many don’t realize is that a felony or […] Read more

🎯 Bottom Line Up Front Can you get life insurance with histoplasmosis? YES. Most people with resolved acute histoplasmosis or well-controlled chronic forms can qualify for standard rates, especially after completing treatment and showing clear chest X-rays. From a life insurance perspective, carriers evaluate histoplasmosis based on the type of infection, treatment response, residual lung […] Read more

🎯 Bottom Line Up Front Can you get life insurance with hypogammaglobulinemia? YES. Many individuals with well-managed hypogammaglobulinemia on regular immunoglobulin replacement therapy can qualify for coverage, though rates depend on infection frequency, treatment compliance, and organ involvement. From a life insurance perspective, carriers evaluate hypogammaglobulinemia based on the underlying cause, severity of immunodeficiency, frequency […] Read more

When your doctor mentions an “irregular heartbeat” or arrhythmia, the first concern is naturally treatment and lifestyle. But soon after, many people worry: will this heart condition make it impossible to get life insurance to protect my family? The good news is that the life insurance industry has changed a lot in recent years. What […] Read more

🎯 Bottom Line Up Front Can you get life insurance with PTSD? YES. Many people with PTSD qualify for life insurance, though rates and approval depend on treatment stability, symptom severity, time since diagnosis, and absence of recent hospitalizations or suicide attempts. From a life insurance perspective, PTSD presents unique underwriting considerations that focus primarily […] Read more

🎯 Bottom Line Up Front Can you get life insurance with acromegaly? YES. Coverage depends on treatment success, hormone level control, and presence of complications. Successfully treated cases with normalized IGF-1 levels often qualify for standard rates, while those with uncontrolled disease or significant cardiac complications face table ratings. From a life insurance perspective, acromegaly […] Read more

If you have GERD and you’re shopping for life insurance, you’ve probably encountered alarming online warnings about coverage denials and sky-high premiums. The good news? These fears are largely unfounded. While managing gastroesophageal reflux disease requires ongoing attention to diet, medications, and lifestyle, it shouldn’t prevent you from securing the life insurance coverage your family […] Read more