🎯 Bottom Line Up Front Can you get life insurance with Hyperthyroidism? YES, in most cases. Applicants with well-controlled hyperthyroidism typically qualify for standard to preferred rates from major carriers. The key determining factors include: treatment type and effectiveness (medication, radioactive iodine, or surgery), thyroid hormone level stability (TSH, T3, T4), time since diagnosis and […] Read more

🎯 Bottom Line Up Front Can you get life insurance with Bundle Branch Block? YES, but it depends significantly on the type and underlying cause.  The critical factors insurers evaluate include: which bundle is affected (right versus left), whether it’s complete or incomplete block, underlying cardiac conditions (coronary artery disease, cardiomyopathy, heart failure), ejection fraction […] Read more

🎯 Bottom Line Up Front Can you get life insurance with leukemia? YES, but timing is critical. Coverage availability depends heavily on the type of leukemia, treatment response, time since diagnosis, and current remission status. Survivors with 2-5+ years of complete remission often qualify for standard or near-standard rates, while recent diagnoses face significant restrictions. […] Read more

🎯 Bottom Line Up Front Can you get life insurance with Bronchiectasis? YES, but approval depends significantly on disease severity and control. Mild, well-managed bronchiectasis with infrequent exacerbations can qualify for standard to table-rated policies, while severe cases with frequent hospitalizations face more challenges. The critical factors insurers evaluate include: severity classification (mild, moderate, or […] Read more

🎯 Bottom Line Up Front Can you get life insurance with Proteinuria? YES, but approval depends critically on the underlying cause and severity. Transient or trace proteinuria from benign causes (exercise, fever, dehydration) typically has minimal impact on rates, while persistent proteinuria indicating kidney disease can result in significant premium increases or postponement. The key […] Read more

🎯 Bottom Line Up Front Can you get life insurance with Bipolar Disorder? YES, but approval depends heavily on stability, treatment compliance, and symptom severity. The critical factors insurers evaluate include: bipolar type (Bipolar I vs. Bipolar II), time since diagnosis and last mood episode, hospitalization history (psychiatric admissions, ER visits, suicide attempts), current treatment regimen […] Read more

🎯 Bottom Line Up Front Can you get life insurance after cancer? Yes, in most cases. While active treatment typically requires waiting, many cancer survivors become eligible for traditional coverage after 2-5 years in remission. The type of cancer, stage at diagnosis, treatment required, and time since remission all significantly impact your options and rates. […] Read more

A benign prostatic hyperplasia (BPH) diagnosis often brings two big worries: managing symptoms and protecting your family’s financial security. Many men fear that any prostate condition will make life insurance harder to get—but that’s rarely the case. Most insurers treat BPH as a routine, age-related condition. Once it’s confirmed benign, traditional coverage is typically available […] Read more

🎯 Bottom Line Up Front Can you get life insurance with idiopathic peripheral polyneuritis? YES, but coverage depends on severity and progression. Mild, stable cases often qualify for standard to table 2 rates, while progressive or severe presentations face more scrutiny. The key factors are functional limitations, disease progression, treatment response, and ruling out underlying […] Read more