When life insurance feels overwhelming due to high premiums or complex underwriting, a $5,000 policy emerges as an accessible starting point that many families overlook. While financial advisors often recommend coverage amounts equal to 10 times your annual income, this smaller policy size serves specific purposes that traditional advice doesn’t address – immediate funeral costs, […] Read more
In this guide, we’ll explore the factors that influence life insurance rates, provide tips for finding the most affordable coverage, and dispel common misconceptions about cheap life insurance. So, whether you’re just starting your life insurance journey or you’re looking to save money on your current policy, this guide is an essential resource for finding […] Read more
Mortality Rates in New Hampshire New Hampshire Population: 1,359,711 (10th lowest) Population Density: 152.62 per square mile (20th most dense) Median Age: 43.1 (2nd oldest) Deaths Per Year: 12,744 Annual Deaths Per 100,000: 941.7 Life Expectancy at Birth: 79.1 Fertility Rate (births per 1,000 women age 15-44): 48.2 (2nd lowest rate) Leading Causes of Death […] Read more
Limited-pay life insurance is a great asset that is often used by those interested in infinite banking or using it for a life insurance retirement plan. One massive advantage of whole life insurance compared to other permanent life insurance products is fixed premiums. When you buy a policy, you know your premiums will never increase, […] Read more
While one could argue that it’s better to purchase a life insurance policy in your 20s and 30s (because the insurance may be cheaper at that age), we’ve found that the majority of the time, these younger applicants fail to have a proper understanding of what their life insurance needs are, and ultimately end up […] Read more
Life insurance is a crucial financial tool that provides peace of mind to individuals and their families. It can offer financial security to those left behind in the event of an unexpected death. Unfortunately, though, not everyone is able to obtain life insurance coverage. There are several reasons why an insurer may deny coverage, such […] Read more
When traditional life insurance companies keep saying “no,” it’s natural to feel frustrated and wonder if any coverage exists for people with serious health conditions. Perhaps you’ve been declined multiple times, or maybe you’re avoiding the application process entirely because you know your medical history will be a barrier. In some situations, this may be […] Read more
SelectQuote has established itself as one of America’s most recognizable life insurance brokers through extensive marketing and a streamlined approach to insurance shopping. As a publicly traded company serving over 2 million families, they offer a legitimate pathway to life insurance coverage with access to multiple well-rated carriers and a simplified application process. However, understanding […] Read more
Mortality Rates in Oregon Oregon Population: 4,217,737 (27th highest) Population Density: 44.19 per square mile (37th most dense) Median Age: 39.9 (16th oldest) Deaths Per Year: 36,187 per year Annual Deaths Per 100,000: 863.5 Life Expectancy at Birth: 79.7 (11th highest) Fertility Rate (births per 1,000 women age 15-44): 50.6 (6th lowest rate) Leading Causes […] Read more
Mortality Rates in Mississippi Mississippi Population: 2,976,149 (34th highest) Population Density: 63.23 per square mile (32nd most dense) Median Age: 38.0 (35th oldest) Deaths Per Year: 32,301 Annual Deaths Per 100,000: 1,081.6 (2nd highest) Life Expectancy at Birth: 74.6 years (2nd lowest) Fertility Rate (births per 1,000 women age 15-44): 62.7 (13th highest rate) Leading […] Read more
