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Guaranteed Acceptance

Guaranteed issue life insurance means just that. If you meet a couple requirements, you are guaranteed to be accepted, which is why guaranteed issue is also known as guaranteed acceptance life insurance, i.e. life insurance with no health questions. The requirements are pretty simple. You must be within the age limits, typically ages 50-80, and […] Read more

Is it possible to purchase Life Insurance without health questions? Yes, it may be possible to purchase a life insurance policy without answering any health-questions, but not all no health questions life insurance policies are the same. This is why… We wanted to take a moment and discuss what a no health questions life insurance […] Read more

Interested in purchasing a life insurance policy, but don’t want to have to take a medical exam or answer any medical questions? If so, you’re in luck, because there have never been more options out there for someone who wants to buy a life insurance policy with no medical questions asked! But just because… These […] Read more

Chances are if you’re wondering how long you will need to wait before you can “reapply” for life insurance, your latest attempt at getting insurance hasn’t worked out the way that you had hoped it would. Now, this may mean that…  Your latest attempt was denied, postponed, or approved at a much higher price than […] Read more

It’s not uncommon for us here at IBUSA to receive a call or two each week from someone who is looking to purchase a life insurance policy on someone (including themselves) that has been diagnosed with a terminal illness. This is why… We wanted to take a moment and answer some of the most common […] Read more

Life Insurance for People with Schizophrenia In this article, we wanted to take a moment and try and answer some of the most common questions we get from folks either looking to purchase a life insurance policy on themselves after they have been diagnosed with Schizophrenia or looking to buy a life insurance policy on […] Read more

Here at IBUSA… We’re often asked by clients if they can purchase a life insurance policy on either their mother or father. And while… This question may seem a bit odd at first, in some cases, it may make complete sense why a financially independent adult might want to consider purchasing a life insurance policy […] Read more