Guaranteed issue life insurance means just that. If you meet a couple requirements, you are guaranteed to be accepted, which is why guaranteed issue is also known as guaranteed acceptance life insurance, i.e. life insurance with no health questions. The requirements are pretty simple. In most situations, you must be within the age limits, typically […] Read more
Guaranteed Acceptance
Is it possible to purchase Life Insurance without health questions? Yes, it may be possible to purchase a life insurance policy without answering any health-questions, but not all no health questions life insurance policies are the same. This is why, we wanted to take a moment and discuss what a no health questions life insurance […] Read more
Life insurance is an essential part of planning for the future, but the thought of undergoing a medical exam can be daunting for some individuals. This is where no medical exam life insurance policies come into play. These policies are designed for those who want life insurance coverage but prefer to avoid the medical exam […] Read more
Chances are if you’re wondering how long you will need to wait before you can “reapply” for life insurance, your latest attempt at getting insurance hasn’t worked out the way that you had hoped it would. Now, this may mean that… Your latest attempt was denied, postponed, or approved at a much higher price than […] Read more
It’s not uncommon for us here at IBUSA to receive a call or two each week from someone who is looking to purchase a life insurance policy on someone (including themselves) that has been diagnosed with a terminal illness. This is why… We wanted to take a moment and answer some of the most common […] Read more
Life Insurance for People with Schizophrenia In this article, we wanted to take a moment and try and answer some of the most common questions we get from folks either looking to purchase a life insurance policy on themselves after they have been diagnosed with Schizophrenia or looking to buy a life insurance policy on […] Read more
Here at IBUSA… We’re often asked by clients if they can purchase a life insurance policy on either their mother or father. And while… This question may seem a bit odd at first, in some cases, it may make complete sense why a financially independent adult might want to consider purchasing a life insurance policy […] Read more
