Imagine a world where life insurance is just a simple phone call away, without having to undergo a tedious medical exam or spending weeks on end wondering if you’re ever going to get approved! It sounds too good to be true. Well, think again! There’s a secret club of life insurance policies that have made […] Read more
The medical exam process has evolved significantly with advances in medical technology and data analysis. While some applicants may qualify for no-exam life insurance policies through accelerated underwriting, traditional medical exams remain the standard for most comprehensive coverage applications, particularly for higher coverage amounts, and this is why it’s always a good idea to understand […] Read more
Author: Insurance Brokers USA Team Updated: September 2025 Reading Time: 9 minutes Applying for life insurance while wondering about that weekend cannabis use creates a unique anxiety that millions of Americans now face. With marijuana legal in numerous states but still federally controlled, the intersection of cannabis use and life insurance applications has become increasingly […] Read more
When it comes time to purchase a life insurance policy, it’s easy to see why so many folks can become frustrated with the whole process. To purchase a life insurance policy, it’s easy to see why so many folks can become frustrated with the whole process. After all, not only does someone have to figure […] Read more
American Amicable and North American Company are two popular insurance companies that offer a range of insurance products to consumers. While both companies offer many of the same types of insurance products, they differ in several key ways. American Amicable is a smaller company that has been in business since 1910. The company specializes in […] Read more
This article discusses the top 10 most common lies or “mistruths” that many life insurance applicants tell when applying for a traditional or no-medical-exam life insurance policy. But before we do that, we want to clarify that… Not all “mistruths” are lies, and not all lies are “mistruths”. Sometimes, people make mistakes when answering questions […] Read more
With so many great life insurance companies out there, it’s easy to see why some folks may find it difficult to decide which life insurance company will be the “best” for them. Particularly if they’ve narrowed down their search to just a couple of companies like Fidelity and American Amicable, which we are huge fans […] Read more
Full Disclosure Before we begin our review of Primerica, we would like to acknowledge that it is a high-quality life insurance company that has become one of the largest term life insurance providers in the United States. However, there are a few things to keep in mind when considering Primerica as a life insurance option. […] Read more
Purchasing life insurance on a sibling raises important legal, financial, and ethical considerations that many families face when planning for unexpected circumstances. Whether motivated by shared financial responsibilities, business partnerships, or family caregiving obligations, understanding the requirements and process is essential for making informed decisions. This guide examines the legal framework, consent requirements, costs, and […] Read more
Wisconsin Mortality Rates 2025 Comprehensive Health Report Population 5.96M 20th most populous Life Expectancy 79.5 years Above national average Health Ranking 17th Upper tier nationally Annual Deaths 57K 976 per 100,000 Leading Causes of Death Updated data from 2022-2024 showing Wisconsin’s mortality statistics and national rankings: Cause of Death Deaths/Year Per 100,000 National Rank Heart […] Read more
