Security National Life Insurance Company operates quietly in the shadow of industry giants, serving policyholders primarily across the Mountain West and select markets since 1965. While this Salt Lake City-based insurer may lack the household recognition of companies like Northwestern Mutual or New York Life, many families have discovered Security National through targeted marketing efforts […] Read more
Few things in this life are free, and that includes dying. Whether you prepare for it or leave the burden to your friends and family, someone must pay for your final expenses and funeral. And if nobody does, you will be subject to a pauper’s funeral courtesy of the state. That is why we took […] Read more
You’re staring down a life insurance application, and those nicotine ghosts from your past are creeping up. How long does nicotine stay in your system for life insurance purposes? It’s not just a passing curiosity—it’s a make-or-break question that could double or triple your premiums. Here at Insurance Brokers USA, we’ve seen this play out […] Read more
With so many great life insurance companies out there, it’s easy to see why some folks may find it difficult to decide which life insurance company is going to be the “best” for them. Particularly if they’ve narrowed down their search to just a couple of companies like Fidelity and American National which we are […] Read more
For many, choosing to purchase a life insurance policy probably seems pretty easy and straightforward, until they actually begin the process and learn that there’s a lot more to buying life insurance than there is with other types of insurance products. That’s when the complexities of the life insurance industry can begin to feel a […] Read more
Kemper Life Insurance occupies a unique position in the life insurance landscape – a company with nearly a century of experience that has deliberately chosen to focus almost exclusively on guaranteed issue and simplified underwriting rather than competing in the traditional fully-underwritten market. This strategic choice creates both compelling opportunities and significant limitations that potential […] Read more
About Oxford Life Insurance Oxford Life is a leading final expense insurance company in the United States. With over 50 years of experience in the life insurance industry, Oxford Life has witnessed significant changes over the years. In 1997, the company acquired Encore Financial, an insurance holding company based in Wisconsin. From the outset, Oxford […] Read more
Finding life insurance as a military service member or first responder often feels like navigating a system that wasn’t designed for your unique circumstances. Traditional insurers often struggle with the realities of deployment schedules, overseas assignments, and the inherent risks of service life, leaving many service members feeling excluded from standard coverage options. What many […] Read more
Utah Mortality Rates 2025 Comprehensive Health Report Population 3.42M 30th largest in US Life Expectancy 78.6 years 9th highest in US Health Ranking 6th Top-tier health state Annual Deaths 21K+ 615 per 100,000 Leading Causes of Death Updated data from 2022-2024 showing Utah’s mortality statistics and national rankings: Cause of Death Deaths/Year Per 100,000 National […] Read more
Starting a family is a life-changing experience filled with love, excitement, and new responsibilities. While there’s so much to look forward to, it’s important to also prepare for the unexpected. So, in addition to buying strollers, car seats and diapers, it should come as no surprise that buying life insurance while pregnant can also become […] Read more
