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Types of life insurance

When you purchase a term policy from any of the top life insurance companies, you will get coverage that has an end date. That is why, you have to make a decision at the outset on getting a longer term so you have guaranteed coverage for a longer period of time, or trying to get […] Read more

Modified Whole Life Insurance

There are two types of modified whole life insurance to be aware of. The first is modified whole life where the premium changes over time. The second is modified benefit whole life where the death benefit is paid as a percentage of the face amount for the first 2 or 3 years of the policy […] Read more

Life Insurance with Thyroid Cancer. In this article, we wanted to take a moment to answer some of the most common questions we get from folks applying for life insurance after being diagnosed with Thyroid Cancer. Questions that will be addressed will include: Can I qualify for life insurance if I have been diagnosed with […] Read more

Life Insurance with Uterine Cancer. In this article, we wanted to take a moment to answer some of the most common questions we get from folks applying for life insurance after being diagnosed with Uterine Cancer or Endometrial Cancer. Questions that will be addressed will include: Can I qualify for life insurance if I have […] Read more

Life Insurance with Lung Cancer. In this article, we wanted to take a moment and try and answer some of the most common questions we get from folks applying for life insurance after they have been diagnosed with Lung Cancer. Questions that will be addressed will include: Can I qualify for life insurance if I […] Read more

Life Insurance for Bungee Jumpers. Usually, when someone thinks about purchasing a life insurance policy, the only thing that they think “might” affect their chances at being able to qualify for coverage is that they’re either:  too old for coverage, too sick for coverage, Or they can’t afford the coverage they’re looking for. But the […] Read more

Life Insurance Colon Cancer. In this article, we wanted to take a moment to answer some of the most common questions we get from folks applying for life insurance after being diagnosed with Colon Cancer. Questions that will be addressed will include: Can I qualify for life insurance if I have been diagnosed with Colon […] Read more

Buying Life insurance for Rock Climbers If you are a rock climber, then we probably don’t have to tell you that there is nothing more exhilarating than being at one with nature while simultaneously challenging yourself to achieve new goals and challenges. Something that… We would argue is the case for those who find themselves […] Read more

Lurking in the background of just about every conversation we have here at IBUSA  is the fundamental question asking… “Is buying a Term Life Insurance Policy worth it?” Term life insurance rates are very affordable, more so than most people realize. But what is the point of paying for term life if you don’t die […] Read more

Life Insurance for Construction Workers. If you’re reading this article, its because you’ve already become aware that some “types” of life insurance policies will factor what one does for a living into whether or not they will be willing to insure them. And while… In most cases, one’s career won’t play a significant role in […] Read more