≡ Menu

≡ Menu

Types of life insurance

Life Insurance for Gardeners, Groundskeepers & Landscapers Gardening and landscaping sound like such peaceful jobs. But the truth is it’s not all just tending to roses, and this is something that most life insurance companies are well aware of. You see… Being a gardener, a groundskeeper, or a landscaper can oftentimes be quite a dangerous […] Read more

Life Insurance for Race Car Drivers. When it comes time to helping professional or amateur racers find a quality life insurance policy that they can both qualify for and afford, there are two things that we can say for sure.  The first is that… Not all racers are going to be like the ones you […] Read more

Life Insurance for Rodeo Athletes. During a typical life insurance application, most folks will, at some point, begin to ask themselves… “Why would a life insurance company care if __________________?” Now it could be because… The applicant is wondering why it would matter if they have: Filed for bankruptcy in the past two years? Any […] Read more

The good news is that many of the best no exam life insurance companies in the US offer guaranteed renewable term life insurance. However, what does that actually mean and why should it matter? Because most folks shopping for a term life insurance policy aren’t going to find themselves spending too much time discussing the […] Read more

Life Insurance and Base Jumping. Seeing how Base Jumping is one of the most dangerous recreational activities in the world, it easy to see why someone who likes to base jump would want to purchase a life insurance policy. It’s also easy… To understand why a life insurance company may be a bit nervous about […] Read more

Life Insurance with Lymphoma. In this article, we wanted to take a moment to answer some of the most common questions we get from folks applying for life insurance after being diagnosed with either Hodgkin or Non-Hodgkin Lymphoma. Questions that will be addressed will include: Can I qualify for life insurance if I have been […] Read more

Accidental Overdose and Life Insurance Seeing how that in 2019, more than 69,000 people died from an accidental overdose in America alone, it’s no wonder what was once an uncommon question asked by an individual now becomes a “somewhat” common topic. Particularly when someone is looking to purchase a life insurance policy on another person! […] Read more

Life Insurance for Hang Gliders or Paragliding. Even before most folks begin actively looking to purchase a life insurance policy, one will understand that things like one’s age, current health status, and whether or not they smoke will affect the outcome of their application. But what many… Folks fail to realize is that what a […] Read more

Hands down, the best time to buy a term or whole life insurance policy is probably two days before you die. This way, you can thoroughly review your policy in full and still have enough time to let all your loved one’s know that you’re fully insured before you die. The only problem with…  This […] Read more

One thing that we know here at IBUSA is that you never want to find yourself in an argument debating whether or not it’s fair that someone who frequently skydives either can’t qualify for life insurance or is forced to pay more for his or her coverage than someone who doesn’t! This is because… What […] Read more