🎯 Bottom Line Up Front Can you get life insurance with Crestor use? YES. Most Crestor users can qualify for standard or even preferred rates, especially if their cholesterol is well-controlled and they have no other cardiovascular complications. From an insurance perspective, Crestor use is generally viewed favorably by underwriters. Rather than seeing statin use […] Read more
Prescription Medications
🎯 Bottom Line Up Front Can you get life insurance while taking dimethyl fumarate? YES. Dimethyl fumarate users can obtain coverage, though underwriters carefully evaluate the underlying multiple sclerosis diagnosis, disease progression, disability status, and potential medication side effects, including lymphopenia and liver function. From an insurance perspective, dimethyl fumarate use indicates a multiple sclerosis […] Read more
In this article, we wanted to take a moment and try and answer some of the most common questions we get from folks applying for life insurance after they have been prescribed Kapidex or its generic form Dexlansoprazole to help folks treat/manage their heartburn, gastroesophageal reflux disease (GERD) and/or any esophageal damage they may have developed due […] Read more
💊 Life Insurance for Pradaxa Users Many people taking Pradaxa (Dabigatran) for atrial fibrillation, blood clot prevention, or other cardiovascular conditions wonder whether this medication will impact their life insurance eligibility. The realistic answer is balanced—Pradaxa use indicates an underlying cardiovascular condition requiring anticoagulation, which does warrant underwriter attention. However, well-managed anticoagulation with stable conditions […] Read more
🎯 Bottom Line Up Front Can you get life insurance with Cymbalta? YES. Cymbalta users routinely qualify for life insurance coverage, with approval rates and premiums primarily determined by the underlying condition being treated rather than the medication itself. From an insurance perspective, Cymbalta use itself is not typically viewed as problematic since it’s a […] Read more
🎯 Bottom Line Up Front Can you get life insurance with Buspar use? YES. Buspar (buspirone) users often qualify for preferred or standard rates since it’s a non-addictive anxiety medication with a favorable safety profile and fewer underwriting concerns than other psychiatric drugs. From an insurance perspective, Buspar is viewed more favorably than many other […] Read more
🎯 Bottom Line Up Front Can you get life insurance with Cozaar (Losartan)? YES. Most people taking losartan for hypertension qualify for standard to preferred rates, while those using it for diabetic kidney disease face more complex underwriting, but coverage remains available through various options. Life insurance underwriters view losartan prescriptions as indicators of underlying […] Read more
In this article, we wanted to take a moment and answer some of the most common questions we get from folks applying for life insurance after they have been prescribed Tagamet HB (or its generic name Cimetidine) to treat their ulcers or acid reflux (GERD). Questions that will be directly addressed will include: Can I qualify […] Read more
In this article, we wanted to take a moment and answer some of the most common questions we get from folks applying for life insurance after they have been prescribed Combivent (or its generic form, which consists of a combination of two different medications Ipratropium Bromide and Albuterol) to treat their Chronic Obstructive Pulmonary Disease […] Read more
Will life insurance companies view me as too high-risk now that I’ve been prescribed Warfarin? Are the premiums going to be astronomical? Can I even get coverage while taking a blood thinner? It’s easy to feel uncertain when online searches offer mixed advice or friends share discouraging stories about insurance applications. The good news? Taking […] Read more