🎯 Bottom Line Up Front Can you get life insurance with recovered erythema nodosum? YES. Fully resolved cases typically qualify for standard or preferred rates. Single episodes with identified causes have minimal impact, while recurrent EN or cases associated with chronic conditions may face modest adjustments based on the underlying disorder. From a life insurance […] Read more

Experiencing gallstone attacks is not a laughing matter.  Aside from the pain, it also creates immediate concerns about pain management and treatment options, which just happens to be something life insurance companies get a little concerned about.  But what many people don’t realize is that gallstones and biliary colic, while requiring medical attention in many […] Read more

🎯 Bottom Line Up Front Can you get life insurance after eclampsia? Yes, and many women who fully recovered qualify for standard or better rates. Women who experienced eclampsia during pregnancy but recovered completely with no permanent complications typically receive standard to table ratings within 12-24 months postpartum. Those with residual effects such as chronic […] Read more

🎯 Bottom Line Up Front Can you get life insurance with a history of drug abuse? Yes, but approval depends heavily on recovery duration and demonstrated sobriety. Individuals with active drug use or recent abuse will face decline or postponement. From a life insurance perspective, drug abuse history creates complex underwriting scenarios. Active use or […] Read more

Here at Insurance Brokers USA, we understand the financial concerns that come with a cirrhosis diagnosis, and we’re here to provide honest guidance about what’s possible and what alternatives exist in 2025. While the options may be limited, they’re not nonexistent. About the Authors The Insurance Brokers USA Team consists of licensed insurance professionals with […] Read more

🎯 Bottom Line Up Front Can you get life insurance if you’re blind? YES. Blindness itself typically does not disqualify you from obtaining life insurance coverage, and many blind individuals qualify for standard or better rates. The key factors insurers evaluate include the underlying cause of vision loss, overall health status, lifestyle adaptations, and whether […] Read more

🎯 Bottom Line Up Front Can you get life insurance with Christmas Disease? YES, in most cases. Christmas Disease (Hemophilia B) is an underwritable condition, though approval and rates depend heavily on disease severity, treatment compliance, complication history, and overall health management. Individuals with mild Christmas Disease and excellent treatment adherence may qualify for standard […] Read more

🎯 Bottom Line Up Front Can you get life insurance with diabetes insipidus? YES, absolutely. Diabetes insipidus (DI) is highly insurable despite its intimidating name. Unlike diabetes mellitus, DI does not affect blood sugar or cause the serious complications associated with diabetes. Most individuals with well-managed DI qualify for standard or better rates, particularly when […] Read more

🎯 Bottom Line Up Front Can you get life insurance after having empyema? YES, in most cases. Empyema is an underwritable condition, though approval and rates depend heavily on treatment success, time since resolution, underlying cause, any residual lung damage, and overall recovery. Individuals with fully resolved empyema from pneumonia who have complete recovery may […] Read more