🎯 Bottom Line Up Front Can you get life insurance with Wolff-Parkinson-White Pattern (WPW)? YES. Asymptomatic WPW pattern typically qualifies for standard rates, while WPW syndrome with symptoms may see slight rate increases. Even post-ablation cases usually return to standard rates after successful treatment and recovery period. Wolff-Parkinson-White (WPW) is a cardiac condition involving an […] Read more

🎯 Bottom Line Up Front Can you get life insurance with von Willebrand’s disease? YES. Most people with von Willebrand’s disease (VWD) can qualify for life insurance, especially those with Type 1 (mild). Rates depend on disease type, bleeding history, treatment requirements, and overall symptom control. From a life insurance perspective, VWD presents a relatively […] Read more

🎯 Bottom Line Up Front Can you get life insurance with varices? DEPENDS. Simple varicose veins typically qualify for standard rates, while esophageal varices require detailed evaluation based on underlying liver disease severity. Coverage availability ranges from preferred rates for cosmetic leg varices to specialized underwriting for portal hypertension cases. From a life insurance perspective, […] Read more

🎯 Bottom Line Up Front Can you get life insurance with Albuterol use? YES. Most people taking Albuterol for asthma or COPD can qualify for coverage, with rates ranging from standard to preferred depending on condition severity and frequency of use. Available under brand names like Ventolin, ProAir, and Proventil, Albuterol works by relaxing smooth […] Read more

🎯 Bottom Line Up Front Can you get life insurance with poliomyelitis history? YES. Most polio survivors can obtain life insurance coverage. Mild residual effects typically qualify for standard rates, while more significant disabilities may see moderate rate increases. Post-polio syndrome requires specialized underwriting but remains insurable through carriers experienced with neurological conditions. From a […] Read more

🎯 Bottom Line Up Front Can you get life insurance with fistula-in-ano? YES. Most people with successfully treated anal fistulas can obtain standard life insurance rates. Simple, healed fistulas typically qualify for standard rates, while complex or recurrent cases may see slight rate increases. Coverage depends on treatment success, underlying causes, and current health status. […] Read more

🎯 Bottom Line Up Front Can you get life insurance with vasovagal reactions? YES. Most people with vasovagal syncope can obtain standard life insurance rates. Simple fainting episodes with known triggers typically qualify for standard rates, while frequent or complicated cases may require detailed evaluation but remain highly insurable with appropriate documentation. From a life […] Read more

🎯 Bottom Line Up Front Can you get life insurance with a history of alcoholism? YES, in most cases, given enough time in sobriety. Life insurance approval and rates for individuals with alcohol use disorder depend heavily on your current recovery status, sobriety duration, treatment completion, physical health, and any alcohol-related complications. The insurance industry has […] Read more

🎯 Bottom Line Up Front Can you get life insurance with diverticulosis? YES. Most people with uncomplicated diverticulosis can obtain standard life insurance rates. Asymptomatic diverticulosis typically has no impact on rates, while those with history of diverticulitis may see slight increases. Coverage depends on symptom management, complications history, and overall health status. From a […] Read more