Life insurance is an essential financial safety net that can provide a sense of security for your loved ones in the event of your untimely passing. However, medical conditions can significantly impact your eligibility and premiums for life insurance coverage. So, it’s crucial to understand how medical conditions can affect your options for life insurance […] Read more
Mortality Rates in Florida Florida Population: 211,477,737 (3rd highest) Population Density: 405.5 per square mile (7th most dense) Median Age: 42.7 years old (5th oldest) Deaths Per Year: 205,426 Annual Deaths Per 100,000: 964.5 Life Expectancy at Birth: 78.9 (22nd highest) Fertility Rate (births per 1,000 women age 15-44): 56.6 (13th lowest rate) Leading Causes […] Read more
Life insurance is an essential part of planning for the future, but the thought of undergoing a medical exam can be daunting for some individuals. This is where no medical exam life insurance policies come into play. These policies are designed for those who want life insurance coverage but prefer to avoid the medical exam […] Read more
When most people think of life insurance, they typically picture a married couple with children. However, life insurance is not just for those with dependents. Single individuals can benefit from having life insurance, too. In this article, we’ll explore why life insurance may be a good idea for single people, what types of life insurance […] Read more
Here at IBUSA, we’ll frequently receive calls from individuals looking to purchase a $25,000 life insurance policy typically so that they can have enough insurance on hand to take care of any final expenses, such as burial costs or outstanding debts, that may exist or arise at the time of their passing. And for many, […] Read more
In today’s uncertain world, financial planning is paramount, and life insurance stands as a cornerstone in securing one’s family and loved ones against unexpected hardships. Among the various options available, $10,000 life insurance policies offer a unique avenue for individuals seeking modest coverage at affordable premiums. This article aims to provide insights into the world […] Read more
Funerals are a reality we all must face, and the financial burden they bring can be overwhelming for our loved ones left behind. Yet, despite the importance of planning ahead, many people find excuses to avoid purchasing a final expense insurance policy. In this article, we will delve into the top eight excuses commonly used […] Read more
Here at IBUSA, we’ll often have clients ask us… “Which life insurance company is the best?” While this may seem like an easy question to answer, there are many great life insurance companies out there, but few are actually the “best” for everyone. You see… Every life insurance company will have its own unique underwriting […] Read more
When someone is diagnosed with lung cancer, it can be a devastating and overwhelming experience. Not only is the person facing a serious illness, but they are also likely to be dealing with a lot of uncertainty and fear about the future. One of the things that may be on their mind is how their […] Read more
When starting a new life together as a married couple, it’s easy to get caught up in the excitement of building a home and future plans. However, it’s also important to consider the financial protection of your spouse and loved ones in the event of an unexpected tragedy. This is why many newlyweds begin shopping […] Read more
