Life insurance health ratings refer to the classification of an individual’s health as it pertains to their eligibility for a life insurance policy and the premium rates they will be offered. Or to state it a different way, your life insurance health rating is what ultimately determines what your life insurance will cost. The better […] Read more
Mortality in Illinois Illinois Population: 12,671,821 (6th highest) Population Density: 226.73 per square mile (11th most dense) Median Age: 38.8 (26th oldest) Deaths Per Year: 110,022 Annual Deaths Per 100,000: 863.5 Life Expectancy at Birth: 78.8 Fertility Rate (births per 1,000 women age 15-44): 56.1 (40th highest rate) Leading Causes of Death in Illinois Cause […] Read more
Chronic illnesses can indeed be expensive to manage, with the potential for high medical costs and lost income due to time off work. As a result, many individuals with the foresight to recognize this possibility seek out ways to protect themselves financially in case they one day develop a chronic illness that hinders their ability […] Read more
Mortality Rates in West Virginia West Virginia Population: 1,792,147 (37th highest) Population Density: 107.7 per square mile (23rd most dense) Median Age: 42.9 years old (4th oldest) Deaths Per Year: 23,478 deaths per year Annual Deaths Per 100,000: 1,300.1 Life Expectancy at Birth: 74.4 Fertility Rate (births per 1,000 women age 15-44): 57.6 (19th lowest […] Read more
Mortality in Rhode Island Rhode Island Population: 1,059,361 (7th lowest) Population Density: 173.53 per square mile (18th most dense) Median Age: 40.3 (9th oldest) Deaths Per Year: 10,083 Annual Deaths Per 100,000: 953.6 Life Expectancy at Birth: 79.8 Fertility Rate (births per 1,000 women age 15-44): 48.8 (3rd lowest rate) Leading Causes of Death in […] Read more
Yes, you can have more than one life insurance policy. There is no legal limit to the number of life insurance policies you can have. In fact, having multiple policies can be a good strategy to ensure that you have enough coverage to meet your needs. However, when you apply for a life insurance policy, […] Read more
Let’s face it, even though every life insurance commercial you’re going to see is going to make it look like purchasing a policy is “super easy” the fact is, buy a life insurance policy can sometimes be quite difficult. Difficult because… First, you need to decide how “much” life insurance you’re going to need. And […] Read more
Mortality Rates in New Mexico New Mexico Population: 2,096,829 (35th highest) Population Density: 17.36 per square mile (45th most dense) Median Age: 38.6 (20th youngest) Deaths Per Year: 19,007 Annual Deaths Per 100,000: 907.1 Life Expectancy at Birth: 77.2 Fertility Rate (births per 1,000 women age 15-44): 57.6 (18th lowest rate) Leading Causes of Death […] Read more
When it comes to purchasing life insurance, there are a variety of policy options available to meet different financial needs. One such option is annual renewable term life insurance (ART), which is a type of term policy that renews each year. While ART policies offer some advantages, such as a potentially lower initial premium, they […] Read more
When it comes to protecting our loved ones, there are many questions and uncertainties that arise. What will happen to our family if the worst should occur? How will they financially survive without us? These are heavy thoughts, but they are also important ones to consider. And even though considering the future and what might […] Read more
