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AIG vs. Gerber

Gerber vs AIG

AIG and Gerber Life Insurance are both reputable companies in the insurance industry, offering a range of life insurance products. However, there are some differences between the two that you should consider before making a decision.

AIG is a global insurance company that provides a wide range of insurance products, including life insurance, retirement services, and investment solutions. They have a strong financial rating and offer a variety of policy options, such as term life insurance, universal life insurance, and indexed universal life insurance.

Gerber Life Insurance, on the other hand, specializes in providing life insurance policies for children and young adults. They offer whole life insurance policies, which provide lifetime coverage and build cash value over time. Gerber also has a strong financial rating and offers some unique features, such as their Gerber Life Grow-Up Plan, which allows parents or grandparents to purchase life insurance coverage for a child at a young age, with the option to increase the coverage as the child grows up.

Ultimately, the best life insurance company for you will depend on your specific needs and preferences. You may want to compare the policy options, rates, and financial ratings of both AIG and Gerber Life Insurance to determine which one is the best fit for you. It’s also a good idea to read reviews and speak with an insurance agent to get a better understanding of each company’s strengths and weaknesses.

Comparing ⟶ American General (AIG) Gerber Life

Year Founded



Company Structure




$ $ $ $ $ $

Types of Policies:

Term Life

Whole Life

Universal Life

Final Expense


A.M. Best Rating



S&P Rating


Moody’s Rating


Fitch Rating


Comdex Rating


BBB Rating


Not Accredited

NAIC complaint Index



IBUSA’s Overall Score

Company Review

AIG – American General’s review

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So that you can see if one of these two companies might be right for you!

2 comments… add one
  • Vijay S. February 5, 2024, 12:13 pm

    Reference: 3JAA67480
    I enrolled for Gerber insurance from AIG on date Jul 31st, 2023.
    Currently, I am gainfully employed since Nov 2023, and I do not require this type of coverage. On contacting agent Sonia and requesting a change over phone (voicemail), nothing has been done so far yet. Please cancel my policy since this is not the right coverage if you are unable to cover this policy to a term coverage. What I am looking for a term coverage for next 10-15 years and not accident coverage.
    My current address is 108 tanager drive, Rhome, TX 76078. Please send the cancellation letter to this address.
    Appreciate your help.
    Vijay S
    Ph: xxx-xxx-xxxx

    • IBUSA February 5, 2024, 3:53 pm


      Upon reviewing our records at IBUSA, it appears that you did not purchase your life insurance policy through our brokerage. Consequently, we do not have access to your records, making it challenging to assist you with your request.

      We recommend reaching out directly to your insurance company or insurance agent for the information you seek. They should be better equipped to help you with any inquiries related to your policy.

      If you have any further questions or concerns, feel free to contact us or your insurance provider directly.

      Thank you for your understanding.

      Best regards,


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