Author: Insurance Brokers USA Team Updated: September 2025 Reading Time: 12 minutes Deciding between term and whole life insurance can feel like a big task when you’re focused on securing your family’s financial future. The insurance world’s jargon, mixed online advice, and pushy sales pitches can make it hard to know if you’re picking the […] Read more
Term life vs whole life
💰 Worth the Cost? The Real Answer Financial Protection for Minimum Cost—Or Money Wasted? Term life insurance is worth getting for most people with dependents or debt. The cost is minimal ($15-40/month for healthy young adults), the protection is substantial ($250,000-$1,000,000+), and the purpose is clear: replace income if you die unexpectedly. However, it’s not […] Read more
