Life insurance is a crucial financial planning tool that can provide financial protection and peace of mind for both individuals and their loved ones. While most people typically have one life insurance policy, some may wonder if it’s possible to own multiple policies on themselves. In this article, we will explore the question, “Can a […] Read more
Life Insurance
The best final expense insurance companies offer different types of coverage, including whole life insurance with a graded death benefit. And many people want to know, “What is a Graded Death Benefit?” A graded death benefit is a term used to describe a “clause” within every guaranteed issue life insurance policy, which will limit coverage […] Read more
AARP’s life insurance program, administered by New York Life, is a popular choice for many people in the United States. However, it is important to note that AARP’s life insurance offerings are somewhat limited compared to other insurance providers. As a result, it may be possible to find a similar or better life insurance product […] Read more
Life insurance policies provide financial security and peace of mind to individuals and their loved ones. These policies are designed to pay out a death benefit in the event of the policyholder’s death, providing financial support to their beneficiaries. However, what happens if you want to purchase a life insurance policy on another person? Can […] Read more
Life insurance is an important aspect of many divorce decrees and should not be overlooked. It allows divorcing couples to secure their financial future and protect themselves against unexpected events. This article will explore why life insurance is so important in a divorce decree and how it can help ensure a smooth and stress-free settlement […] Read more
Seeing how, in 2021, more than 98,000 people died from an accidental overdose in America alone, it’s no wonder what was once an uncommon question asked by an individual now becomes a “somewhat” common topic, particularly when someone wants to purchase a life insurance policy on another person! This is why… We wanted to take a […] Read more
One thing that is often overlooked when applying for a traditional term or whole life insurance policy is that, in addition to meeting medical requirements, you may also need to meet certain financial qualifications. This is particularly true when applying for a large amount of coverage. Therefore, it’s important to understand the financial aspect of […] Read more
It is generally recommended that everyone consider purchasing life insurance, regardless of their occupation or hobbies. Life insurance can provide financial protection for your loved ones in the event of your death, helping to cover expenses such as funeral costs, outstanding debts, and ongoing living expenses. But… For folks who enjoy Hang Gliding or Paragliding, […] Read more
With so many great life insurance companies out there, it’s easy to see why some folks may find it difficult to decide which life insurance company will be the “best” for them. Particularly if they’ve narrowed down their search to just a couple of companies like Fidelity and North American Life, which we are huge […] Read more
As you approach your 40s, you may have noticed a shift in your priorities. Your career has taken off, you’ve built a comfortable life for yourself and your loved ones, and you’re thinking more about securing their future. But have you stopped to consider what would happen if you were no longer there to provide […] Read more