Finding out that you’re considered a “high-risk” individual when it comes to life insurance can be overwhelming, especially when you’re trying to secure coverage for your loved ones. However, it’s important to understand that many people find themselves in this situation due to health conditions, risky hobbies, or simply due to aging. The good news […] Read more
Life Insurance
In this article, we aim to answer some of the most frequently asked questions we receive from people who regularly use Marijuana, whether for medicinal or recreational purposes and are applying for life insurance. We’ll address common questions such as: Can I qualify for life insurance if I use Marijuana regularly? Why do life insurance […] Read more
Putting aside any jokes one might have about applying for a life insurance policy on an ex-husband or ex-wife, the reality is that having such a policy is necessary to protect their financial futures for many individuals. After all, during most divorce procedures, much of the negotiations that occur will center around alimony and child […] Read more
In this article, we wanted to take a moment to answer some of the most common questions we get from folks applying for life insurance after being diagnosed with Pancreatic Cancer. Questions that will be addressed will include: Can I qualify for life insurance if I have been diagnosed with Pancreatic Cancer? Why do life […] Read more
At IBUSA, we specialize in no-exam life insurance, so no matter when the right time to buy life insurance for you is, we can get you covered quickly and easily with the help of one of the many companies we represent. Now, for the majority of people, life insurance is one thing that many know […] Read more
Mortality in Delaware Delaware Population: 973,764 (6th lowest) Population Density: 506.32 per square mile (5th most dense) Median Age: 41.4 (6th oldest) Deaths Per Year: 9,433 Annual Deaths Per 100,000: 975.3 Life Expectancy at Birth: 77.8 Fertility Rate (births per 1,000 women age 15-44): 58.7 (25th highest rate) Leading Causes of Death in Delaware Cause […] Read more
Being huge fans of Fidelity and Sagicor, we understand how and why some folks can have a hard time deciding which of these two companies may be the “best” fit. After all, each of these two companies provides a wide range of different “types” of life insurance policies, including traditional term life insurance policies and […] Read more
During a typical life insurance application, most folks will, at some point, begin to ask themselves… “Why would a life insurance company care if __________________?” Now, it could be because the applicant is wondering why it would matter if they have: Filed for bankruptcy in the past two years? Do you plan to travel outside […] Read more
Being huge fans of both Fidelity and North American Company, we understand how and why some folks can have difficulty deciding which of these two companies may be the “best” fit. After all each of these two companies provides a wide range of different “types” of life insurance policies, including traditional term life insurance policies […] Read more
In this article, we wanted to take a moment to answer some of the most common questions we get from folks applying for life insurance after they have been diagnosed with Bladder Cancer. Questions that will be addressed will include: Can I qualify for life insurance if I have been diagnosed with Bladder Cancer? Why […] Read more
