Yes, life insurance companies can and often will ask to see an applicant’s medical records before they will be willing to approve an applicant’s application. In fact, most (if not all) traditional life insurance policies will include a section within the written application explicitly asking for your permission to request medical records from your doctor(s) […] Read more
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Life insurance is a crucial financial planning tool that provides a safety net for your loved ones in case of your unexpected death. However, despite its importance, many individuals fail to purchase life insurance policies. The reasons for this can vary from financial, age-related, health-related, and even philosophical beliefs. In this article, we will discuss […] Read more
One thing that is often overlooked when applying for a traditional term or whole life insurance policy is that, in addition to meeting medical requirements, you may also need to meet certain financial qualifications. This is particularly true when applying for a large amount of coverage. Therefore, it’s important to understand the financial aspect of […] Read more
