🎯 Bottom Line Up Front Can you get life insurance with pulmonary hypertension? IT DEPENDS on the type and severity. Mild secondary pulmonary hypertension may qualify for table 4-8 rates, while severe or idiopathic pulmonary arterial hypertension typically faces decline or very high rates. The key factors are WHO functional class, underlying cause, treatment response, […] Read more

🎯 Bottom Line Up Front Can you get life insurance with Polyarteritis Nodosa? YES, but approval depends on disease severity, organ involvement, and treatment response. While PAN is a serious vasculitis condition, many individuals with well-controlled disease can obtain coverage ranging from standard rates to moderate table ratings, with careful carrier selection being crucial for […] Read more

Taking Lipitor for cholesterol management shouldn’t derail your life insurance plans, yet many people discover conflicting information about coverage eligibility when they begin researching policies. For some, this anxiety intensifies when application forms begin asking detailed questions about medications, leaving one to wonder whether one’s prescription for atorvastatin is going to be an issue. The […] Read more

🎯 Bottom Line Up Front Can you get life insurance with Tetralogy of Fallot? YES, but approval depends significantly on surgical repair status and current cardiac function. Individuals with successful surgical correction typically qualify for coverage ranging from standard rates to moderate table ratings, while those without surgical repair face significant coverage challenges or potential […] Read more

🎯 Bottom Line Up Front Can you get life insurance with Primary Sclerosing Cholangitis? Unfortunately, NO for traditional coverage. Most life insurance companies automatically decline PSC applications due to the progressive nature of the disease and significant mortality risk. However, alternative coverage options including guaranteed issue policies and group life insurance may provide some protection. […] Read more

🎯 Bottom Line Up Front Can you get life insurance with Reactive Arthritis? YES, and many qualify for standard or preferred rates! Individuals who have been diagnosed with Reactive Arthritis or Reiter’s Syndrome can and often will be able to qualify for a traditional term or whole life insurance policy, especially those with complete recovery […] Read more

🎯 Bottom Line Up Front Can you get life insurance with pulmonary infarction? YES, but coverage depends on the underlying cause and your recovery. Pulmonary infarction occurs when lung tissue dies due to blocked blood flow, most commonly from pulmonary embolism affecting approximately 30% of PE cases. While this condition creates underwriting challenges, many applicants […] Read more

Receiving a Raynaud’s Disease diagnosis often brings immediate concerns about circulation, cold sensitivity, and daily comfort – but many individuals also worry about how this condition might affect their ability to secure life insurance protection for their families. The uncertainty deepens when well-meaning friends suggest that circulatory conditions automatically disqualify you from coverage or force […] Read more

🎯 Bottom Line Up Front Can you get life insurance with phlebitis? YES, most superficial phlebitis cases qualify for standard rates. Phlebitis is inflammation of a vein, affecting approximately 30% of patients with IV catheters. While superficial phlebitis is typically benign, underwriters carefully evaluate the underlying cause and whether deep vein involvement occurred, as this […] Read more