🎯 Bottom Line Up Front Can you get life insurance with Aldara use? YES. Aldara use typically has minimal impact on life insurance approval, with most users qualifying for standard rates since the medication treats manageable conditions like superficial skin cancers, actinic keratosis, and genital warts that pose low mortality risk. From an insurance perspective, […] Read more

🎯 Bottom Line Up Front Can you get life insurance with idiopathic orthostatic hypotension? Yes, but it’s complex. Coverage depends heavily on symptom severity, functional impact, fall risk, and underlying cause exclusion. Mild cases with good management often qualify for standard rates or better, while severe cases may face significant ratings or postponement. Unlike secondary […] Read more

🎯 Bottom Line Up Front Can you get life insurance while taking Ambien? YES. Most Ambien users qualify for standard rates when the medication is used appropriately for short-term insomnia treatment, though long-term use or underlying sleep disorders may require additional review.From an insurance perspective, Ambien use raises questions about underlying sleep disorders, potential dependency […] Read more

🎯 Bottom Line Up Front Can you get life insurance with moxifloxacin (Avelox) use? YES. Current or recent moxifloxacin use typically has minimal impact on life insurance applications since it’s a short-term antibiotic treatment, though the underlying infection being treated may require evaluation. From an insurance perspective, moxifloxacin use itself rarely impacts your application significantly […] Read more

🎯 Bottom Line Up Front Can you get life insurance with Altace use? YES. While Altace use indicates underlying cardiovascular conditions that require closer underwriting review, many users can still qualify for coverage, with rates depending primarily on the underlying condition being treated and how well it’s controlled. From an insurance perspective, Altace use is […] Read more

🎯 Bottom Line Up Front Can you get life insurance with Paget’s disease? YES, but approval depends significantly on disease severity, bone involvement, complications, and treatment response. Most carriers will require detailed medical records and may offer standard to substandard rates based on your specific case progression and overall health management. For life insurance applicants, […] Read more

🎯 Bottom Line Up Front Can you get life insurance with Ventricular Septal Defect (VSD)? YES. Most people with successfully repaired VSDs can obtain standard or near-standard life insurance rates. Small, asymptomatic VSDs may qualify for preferred rates, while complex cases require specialized underwriting but remain insurable through our network of 50+ carriers. Ventricular Septal […] Read more

Starting Abilify (aripiprazole) can bring relief for a great many individuals managing bipolar disorder, schizophrenia, or depression – but then comes the unsettling realization that this medication might complicate life insurance applications. The confusion deepens when online searches yield conflicting information about mental health medications and coverage, or when well-meaning friends suggest that psychiatric medications […] Read more

In this article, we wanted to take a moment to answer some of the most common questions we get from folks applying for life insurance after they have been prescribed Acyclovir, Sitavig, or Zovirax to treat a variety of pre-existing medical conditions, including: Cold sores (caused by herpes simplex), Shingles (caused by herpes zoster), Chickenpox, As […] Read more