At IBUSA, we understand that most people in their 70s are not looking for a multi-million dollar life insurance policy. Instead, they often face the decision of what to do with an expiring policy or whether to purchase a small policy to cover final expenses and burial costs. That’s why we want to take a […] Read more

While in your 20s, life insurance is likely the furthest thing from your mind. After all, most 20-year-olds are probably going to be pretty healthy and have their entire life ahead of them, so why consider something as morbid as death? Nonetheless, life insurance is a crucial financial tool that can provide protection for you […] Read more

Thrivent Financial stands apart from traditional insurance companies through its unique fraternal benefit society structure, serving exclusively Christian communities while quietly building one of the most financially robust organizations in the industry. Unlike household names that focus purely on profit maximization, Thrivent operates with a mission that intertwines financial services with community impact and faith-based […] Read more

Penn Mutual Life Insurance Company has provided financial protection for over 175 years, establishing itself as one of America’s most enduring mutual insurers. With a record-breaking $265 million dividend payout planned for 2025 and consistently high financial ratings, Penn Mutual continues to demonstrate why mutual companies remain attractive to policyholders seeking both protection and participation […] Read more

Discovering Pacific Life Insurance often happens through retirement planning conversations or employer benefit packages, where their annuity products frequently dominate recommendation lists. This Newport Beach-based mutual company operates somewhat behind the scenes compared to household names like Northwestern Mutual or New York Life, yet manages over $200 billion in assets while serving millions of policyholders […] Read more

Indiana Mortality Rates 2025 Comprehensive Health Report Population 6.73M 17th highest in US Life Expectancy 76.8 years 11th lowest (tied with Ohio) Mortality Rate 10th highest Age-adjusted Annual Deaths 65,693 981.7 per 100,000 Leading Causes of Death Indiana mortality statistics showing elevated rates across multiple health categories: Cause of Death Deaths/Year Per 100,000 National Rank […] Read more

Louisiana Mortality Rates 2025 Comprehensive Health Report Population 4.56M 25th highest in US Life Expectancy 72.2 years Men: 68.8 | Women: 75.9 Health Ranking 49th Improved from 50th Annual Deaths 50-52K 988.2 per 100,000 Leading Causes of Death Updated data from 2022-2024 showing Louisiana’s mortality statistics and national rankings: Cause of Death Deaths/Year Per 100,000 […] Read more

You’ve calculated your family’s financial needs—mortgage balance, income replacement for ten years, college funding for two children, outstanding debts—and arrived at a clear conclusion: you need $500,000 in life insurance coverage. But when you search for pricing information, you encounter the same frustrating pattern: vague ranges that span from $30 to $200 monthly, calculators that […] Read more

Choosing Northwestern Mutual means entrusting your family’s financial future to America’s largest life insurance company – a decision that brings both compelling advantages and important considerations that deserve careful examination. The company’s exceptional financial strength and 167-year track record inspire confidence, yet questions about premium costs and agent-only sales often create uncertainty for prospective policyholders. […] Read more