Mortality Rates in New Hampshire
- New Hampshire Population: 1,359,711 (10th lowest)
- Population Density: 152.62 per square mile (20th most dense)
- Median Age: 43.1 (2nd oldest)
- Deaths Per Year: 12,744
- Annual Deaths Per 100,000: 941.7
- Life Expectancy at Birth: 79.1
- Fertility Rate (births per 1,000 women age 15-44): 48.2 (2nd lowest rate)
Leading Causes of Death in New Hampshire
| Cause of Death | Deaths Per Year | Deaths Per 100,000 | National Rank |
| Cancer
|
2,819 | 147.4 | 27th |
| Heart Disease
|
2,530 | 189.8 | 31st |
| Accidents (includes vehicle accidents)
|
864 | 58.8 | 16th |
| Chronic Lower Respiratory Diseases (e.g., emphysema, chronic bronchitis, asthma)
|
741 | 39.2 | 26th |
| Stroke
|
526 | 28.5 | 46th |
| Alzheimer’s Disease
|
511 | 27.8 | 33rd |
| Diabetes
|
363 | 19.3 | 38th |
| Kidney Disease (nephritis, nephrosis, nephrotic syndrome)
|
211 | 11.2 | 31st |
| Pneumonia + Flu
|
194 | 10.3 | 41st |
| Liver Disease / Cirrhosis
|
193 | 11 | 30th |
| Septicemia
|
122 | 6.6 | 37th |
| Suicide
|
255 | 17.5 | 19th |
| Drug Overdose
|
407 | 32 | 9th |
| Homicide
|
38 | 2.8 | 41st |
Population Statistics
With a median age of 43.1 years, New Hampshire is the nation’s 2nd oldest state (behind only Maine). New Hampshire also has the nation’s 2nd lowest fertility rate (behind only Vermont).
At 79.1 years, New Hampshire’s life expectancy is tied with Nebraska’s for 17th
New Hampshire’s infant mortality rate of 3.1 deaths per 1,000 live births is the nation’s 2nd lowest (behind only Vermont).
Health Conditions
For most major health-related causes of death, New Hampshire’s mortality rates are close to the overall national rates. The exceptions are stroke (in which New Hampshire is 5th lowest) and diabetes (in which New Hampshire is 13th lowest).
For these reasons and more, we here at IBUSA will typically try to help applicants from New Hampshire first qualify for a no medical term life insurance when possible, and for those that won’t be able to qualify for such a policy, fully underwritten term life insurance policies and final expense insurance policies may still be an option.
Homicide, Suicide and Firearms
At 2.8 per 100,000, New Hampshire’s homicide rate is the nation’s 10th lowest, and the state’s suicide rate is 19th For all firearm-related fatalities, New Hampshire is tied with Washington for 14th lowest, with 10.7 firearm deaths per 100,000.
Covid
Through August, 2021, New Hampshire’s COVID-19 mortality rate is 103 deaths per 100,000 population—the 8th lowest rate in the country.
Motor Vehicle
With 7.9 vehicle deaths per 100,000, New Hampshire ranks as the 6th safest state for motorists (behind Massachusetts, New York, New Jersey, Rhode Island, and Connecticut). New Hampshire’s 1.2 occupational deaths per 100,000 workers is the nation’s 2nd lowest rate (behind only Connecticut).
Accidental Death
Despite its low rates of vehicle and occupational deaths, New Hampshire’s rate of accidental deaths is substantially above the national rate due to high rates of death due to accidental poisoning (28.6 per 100,000) and accidental falls (18.5 per 100,000).
New Hampshire is among the ten states with the highest rates for both categories and also ranks 9th highest for drug overdose deaths.
For these reasons alone we’ll often recommend that our clients at least consider purchasing an additional accidental death policy as a way to supplement any traditional life insurance coverage they may already have.
Sources:
U.S. Dept of Ag., Economic Research Service, https://data.ers.usda.gov/reports.aspx?ID=17827 (citing U.S. Census Bureau, 2019).
Statista, Population Density in the U.S. by Federal States Including District of Columbia in 2020 (2020).
StatsAmerica (Ind. Bus. Research Center), Median Age in 2019.
CDC, Natl. Center for Health Statistics, State & Territorial Data (2018 – 2019).
CDC, Natl. Center for Health Statistics, Life Expectancy at Birth by State (2018).
CDC, Natl. Center for Health Statistics, Fertility Rates by State (2019).
CDC, Natl. Center for Health Statistics, Stats of the States (2021).
New York Times, Coronavirus in the U.S.: Latest Map and Case Count (Aug. 12, 2021).
Natl. Safety Council, Motor-Vehicle Deaths by State (2019).
Natl. Safety Council, Work Deaths by State (2019).
Natl. Safety Council, State Overview Table: 2019 (preventable-injury-related death rates per 100,000 population by state of residence, United States, 2019).
United Health Foundation, America’s Health Rankings, 2020 Annual Report: New Hampshire.
