🫀 Life Insurance for Idiopathic Orthostatic Hypotension Life insurance with idiopathic orthostatic hypotension depends heavily on symptom severity, fall risk, functional impact, and the completeness of your diagnostic workup rather than the diagnosis alone. Insurance underwriters evaluate multiple risk factors, including fall history, safety measures, and treatment response, to assess long-term mortality risk. Strategic timing […] Read more
Pre-existing conditions
💪 Life Insurance for Paget’s Disease Life insurance with Paget’s disease depends heavily on disease severity, bone involvement, treatment response, and complication history rather than the diagnosis alone. Insurance underwriters focus on alkaline phosphatase control, functional capacity, and risk of serious complications, including fractures or neurological symptoms. Since most cases remain asymptomatic and well-controlled, comprehensive […] Read more
❤️ Life Insurance for VSD (Ventricular Septal Defect) Life insurance with VSD depends heavily on whether the defect closed naturally or was successfully repaired, current cardiac function, and long-term stability rather than the original diagnosis alone. Insurance underwriters focus on surgical outcomes, ejection fraction measurements, and activity restrictions rather than VSD history itself. Most people […] Read more
🌡️ Life Insurance for Urticaria (Hives) Life insurance with urticaria is straightforward because the condition rarely affects life expectancy. Insurance underwriters focus on underlying causes, episode frequency, trigger identification, and treatment response rather than urticaria itself. Most people with acute resolved episodes or well-controlled chronic urticaria qualify for standard rates, with even severe cases typically […] Read more
⚡ Life Insurance for WPW (Wolff-Parkinson-White) Life insurance with WPW depends heavily on whether you have the asymptomatic pattern or symptomatic syndrome, episode frequency, treatment response, and management history rather than the diagnosis alone. Insurance underwriters distinguish dramatically between incidental EKG findings and symptomatic cases requiring intervention. Asymptomatic WPW pattern typically qualifies for standard rates, […] Read more
🩸 Life Insurance for Von Willebrand’s Disease Life insurance with von Willebrand’s disease depends primarily on your specific disease type, von Willebrand factor levels, bleeding history, and treatment requirements rather than the diagnosis alone. Insurance underwriters view VWD much more favorably than hemophilia, with Type 1 cases often qualifying for standard or preferred rates. Most […] Read more
🎯 Bottom Line Up Front Can you get life insurance with varices? DEPENDS. Simple varicose veins typically qualify for standard rates, while esophageal varices require detailed evaluation based on underlying liver disease severity. Coverage availability ranges from preferred rates for cosmetic leg varices to specialized underwriting for portal hypertension cases. From a life insurance perspective, […] Read more
🎯 Bottom Line Up Front Can you get life insurance with poliomyelitis history? YES. Most polio survivors can obtain life insurance coverage. Mild residual effects typically qualify for standard rates, while more significant disabilities may see moderate rate increases. Post-polio syndrome requires specialized underwriting but remains insurable through carriers experienced with neurological conditions. From a […] Read more
🎯 Bottom Line Up Front Can you get life insurance with fistula-in-ano? YES. Most people with successfully treated anal fistulas can obtain standard life insurance rates. Simple, healed fistulas typically qualify for standard rates, while complex or recurrent cases may see slight rate increases. Coverage depends on treatment success, underlying causes, and current health status. […] Read more
🎯 Bottom Line Up Front Can you get life insurance with vasovagal reactions? YES. Most people with vasovagal syncope can obtain standard life insurance rates. Simple fainting episodes with known triggers typically qualify for standard rates, while frequent or complicated cases may require detailed evaluation but remain highly insurable with appropriate documentation. From a life […] Read more

