🎯 Bottom Line Up Front Can you get life insurance with Primary Sclerosing Cholangitis? Unfortunately, NO for traditional coverage. Most life insurance companies automatically decline PSC applications due to the progressive nature of the disease and significant mortality risk. However, alternative coverage options including guaranteed issue policies and group life insurance may provide some protection. […] Read more

🎯 Bottom Line Up Front Can you get life insurance with Reactive Arthritis? YES, and many qualify for standard or preferred rates! Individuals who have been diagnosed with Reactive Arthritis or Reiter’s Syndrome can and often will be able to qualify for a traditional term or whole life insurance policy, especially those with complete recovery […] Read more

🎯 Bottom Line Up Front Can you get life insurance with pulmonary infarction? YES, but coverage depends on the underlying cause and your recovery. Pulmonary infarction occurs when lung tissue dies due to blocked blood flow, most commonly from pulmonary embolism affecting approximately 30% of PE cases. While this condition creates underwriting challenges, many applicants […] Read more

Receiving a Raynaud’s Disease diagnosis often brings immediate concerns about circulation, cold sensitivity, and daily comfort – but many individuals also worry about how this condition might affect their ability to secure life insurance protection for their families. The uncertainty deepens when well-meaning friends suggest that circulatory conditions automatically disqualify you from coverage or force […] Read more

🎯 Bottom Line Up Front Can you get life insurance with phlebitis? YES, most superficial phlebitis cases qualify for standard rates. Phlebitis is inflammation of a vein, affecting approximately 30% of patients with IV catheters. While superficial phlebitis is typically benign, underwriters carefully evaluate the underlying cause and whether deep vein involvement occurred, as this […] Read more

🎯 Bottom Line Up Front Can you get life insurance with Peyronie’s disease? YES. Peyronie’s disease typically qualifies for standard or better rates since it’s not life-threatening. The key factors are symptom severity, treatment response, and any underlying conditions. Most carriers view this as a localized urological condition with minimal impact on mortality risk. Peyronie’s […] Read more

🎯 Bottom Line Up Front Can you get life insurance with pyelonephritis? YES. Simple, resolved pyelonephritis episodes typically qualify for standard or better rates since they’re acute infections with no long-term mortality impact. However, recurrent episodes or complications may result in standard to table ratings while underwriters investigate underlying kidney health and causes. Pyelonephritis is […] Read more

Receiving a psoriatic arthritis diagnosis raises plenty of questions about health and treatment—but what about life insurance? A common belief is that autoimmune conditions automatically disqualify you, when in fact, that’s not the case. Psoriatic arthritis, though chronic, doesn’t automatically eliminate all of your life insurance options. In fact, modern underwriters now take a much […] Read more

A seminoma diagnosis can sometimes feel like life suddenly veering off course—one moment you’re planning for the future, the next you’re focused on treatment and worrying whether you can still protect your family with life insurance. The concern is real: after all, a history of cancer often complicates coverage, and many men assume it means […] Read more