At IBUSA, we know that you never want to argue about whether it’s fair for someone who frequently skydives to either not qualify for life insurance or be forced to pay more than someone who doesn’t. The reason is simple: You’re likely to encounter a logical argument that those who skydive regularly tend to be […] Read more
Types of life insurance
Facing a DUI charge transforms more than just your driving privileges – suddenly, protecting your family’s financial future through life insurance feels like navigating an obstacle course designed to keep you out. The frustration deepens when initial online quotes seem promising, only to face rejection or sky-high premiums once your DUI history surfaces during the […] Read more
Let’s face it: most of us aren’t going to choose to purchase a life insurance policy when we’re in our early 20s or when we’re in the “best” shape of our lives. Instead, most of us will choose to purchase a life insurance policy when it suddenly dawns on us that we NEED to buy […] Read more
As we all know, life insurance can be an essential tool for securing your financial future and the well-being of your loved ones. However, the thought of applying for coverage when faced with mental health issues can be overwhelming—especially given the common belief that any mental illness can automatically disqualify you from life insurance. So, […] Read more
Unfortunately, many people who aren’t familiar with how life insurance works and are eager to get insured will often confuse these policies or assume that they are interchangeable. This is why understanding the differences between accidental death and life insurance is crucial when selecting the right policy for your needs. In this article, we will […] Read more
In this article, we wanted to take a moment and try and answer some of the most common questions we get from folks either looking to purchase a life insurance policy on themselves after they have been diagnosed with Schizophrenia or looking to buy a life insurance policy on a family member who has been […] Read more
For many, choosing to purchase a life insurance policy probably seems pretty easy and straightforward, until they actually begin the process and learn that there’s a lot more to buying life insurance than there is with other types of insurance products. That’s when the complexities of the life insurance industry can begin to feel a […] Read more
The purpose of this article is to provide readers with a comprehensive guide to selecting the best whole life insurance policy tailored to their individual needs and preferences. By exploring the key features, factors to consider, and tips for choosing the right policy, it is our hope that you’ll gain a deeper understanding of whole […] Read more
The life insurance sales appointment ends with more questions than answers – you’re wondering whether that agent’s enthusiastic whole life pitch truly serves your family, or if the term life advocate dismissing permanent coverage as “overpriced” tells the whole story. The confusion deepens when online research yields conflicting advice from financial experts who can’t seem […] Read more
With so many insurance companies trying to sell you a policy these days and so many different types of life insurance policies available, it can be hard to know exactly what you require. With this in mind, we have decided to create the ultimate guide to term life insurance, considering this is perhaps one of […] Read more
