Life insurance is an important consideration for small business owners, as it can help protect their business and loved ones in the event of their unexpected death. With the unique challenges small business owners face, it’s important for them to understand the different types of life insurance available and how it can help them secure […] Read more
Life Insurance
When it comes to life insurance, a high-risk individual is someone who is considered to have an elevated likelihood of death during the term of the policy. This can be due to a variety of factors, including various pre-existing medical conditions, high-risk jobs or hobbies, or a history of risky behavior. Because of this increased […] Read more
In life, there are certain significant birthdays one will have. Turning 16 usually meant that you could begin driving a car. At 21, it usually meant you could have a drink (legally). Unfortunately, at 85, you’re most likely going to lose the ability to purchase a traditional term or whole life insurance policy. Now, this […] Read more
Life insurance is an important financial tool that provides financial security for your loved ones in the event of your unexpected death. While it can be used to cover a wide variety of expenses ranging from mortgages, lost wages, and even future college expenses, most of the time, when someone is considering purchasing a $50,000 […] Read more
Every business relies on key individuals whose expertise, knowledge, and leadership play a vital role in its success. These individuals could be founders, executives, or key employees with specialized skills. Losing such a key person due to death or disability can have significant financial and operational consequences for the business. That’s where key person insurance […] Read more
Student loan debt has reached unprecedented levels, creating a financial burden for countless individuals pursuing higher education. While borrowers may be aware of the impact their student loans have on their own financial stability, many overlook the potential consequences for their co-signers. Co-signers, often family members or close friends, play a vital role in helping […] Read more
Prepaid funeral plans are payment options typically offered by funeral homes or funeral directors as a way to help people finance the cost of a funeral over time. As such, they provide individuals and families with a way to help alleviate some of the financial burdens on their loved ones. The cost of the plan […] Read more
Cremation is becoming an increasingly popular funeral option, as more and more people are choosing this method of disposition for themselves or their loved ones. And while there are a wide variety of reasons why someone might choose to be cremated or have a loved one cremated, the cost can and often will play a […] Read more
Life insurance is an important consideration for anyone who wants to ensure the financial stability of their loved ones after their death. However, not everyone chooses to take out a life insurance policy, and many may not fully understand the consequences of dying without it. This article will explore what happens if someone dies without […] Read more
Disability income riders are optional add-ons to disability insurance policies that provide additional coverage and benefits. They are designed to help protect your income in the event that you become disabled and are unable to work. While these riders offer several benefits, they also come at an additional cost. The question then arises, are disability […] Read more
